Bullard Block · Photo: Doug Kerr from Albany, New York, United States · CC BY-SA 2.064 homes sold in Saratoga in the last year, at a typical $345K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Saratoga homes are listed.
Every place Saratoga homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Saratoga.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 96% of Saratoga’s sales, at a typical $369K (year to May 2026)
64 homes sold in the year to September 2026.
typical sale · 53 sold in the year to May 2026
- Per square foot
- $241NY $316
- Days to sell
- 35
- Sold over asking
- 47%
- Listings with a price cut
- 26%
Multi-family (2–4 units): 2 sold, typical $759K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 1.8 times the 2016 price
64 sales in the last year, against 91 in 2018 and a low of 45 in 2024. The typical sale went from $191K in 2016 to $345K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
What $350K buys in Saratoga
Check a listing against what Saratoga homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Saratoga are more common than before the pandemic, but 58% fewer homes come up for sale
We read every month of Saratoga’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 64 sales.
If you’re buying in Saratoga
- Shop in April. It brings about 10 new listings a month, close to the busiest month, with fewer bidding wars (30% over asking).
- Bid near asking. Buyers paid 101.1% of the list price on average; 50% paid over.
- Move fast on good ones. 57% of homes are under contract within two weeks.
Summer brings the homes; spring brings the bidding wars
July has the most new listings (about 12 a month), but May is the most competitive: 39% of May sales close over asking. April offers nearly as much choice with fewer homes bid up (30%). October has the least competition (26%) but only about 6 new listings.
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and hotter than New York
| Saratoga now | 2017–19 | 2021 peak | NY now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 50% | 26% | 45% | 39% |
| Gone within two weeksShare of homes under contract within 14 days | 57% | 20% | 37% | 25% |
| Price paid vs. askingAverage sale price ÷ list price | 101.1% | 97.9% | 102% | 100.5% |
| Days to sellMedian days from listing to contract | 29 | 79 | 47 | 43 |
15 homes for sale on a typical day
That’s 1.6 times the 2024 low (9), 58% fewer than in 2017–19 and well under 2013’s 76.
Saratoga ranks 213th of 363 busy New York markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Saratoga is in the middle of the pack.
Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Saratoga home costs about $2,368 a month
Price: Saratoga’s typical sale, last 12 months. Property tax at Saratoga’s 2% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Saratoga is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. December has the fewest, about 5.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $345K home, about $6,820 a year.
Taxes vs. neighborsSchools
The schools grade for Saratoga, from test results, graduation and how much students grow.
Schools in SaratogaTypical commute
The average one-way trip to work for people who live in Saratoga.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Schuylerville, Stillwater and Greenwich sell for less a square foot; Saratoga Springs and Wilton for far more
The busier markets within 25 miles of Saratoga, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Saratoga Springs | 334 | $804K | $387 | 39% | 32 |
| Wilton | 246 | $620K | $306 | 61% | 19 |
| Saratoga | 64 | $345K | $226 | 50% | 29 |
| Northumberland | 33 | $535K | $270 | 59% | 8 |
| Stillwater | 24 | $353K | $213 | 55% | 25 |
| Greenwich | 23 | $253K | $153 | 42% | 43 |
| Schuylerville | 22 | $269K | $200 | 51% | 19 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Saratoga, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Saratoga. People who follow the town see it, and so do people comparing Saratoga with their own town. No commission, no listing fee.
Questions about buying a home in Saratoga
What do homes sell for in Saratoga, NY?
64 homes sold in the year to September 2026 at a typical $345K, $226 a square foot.
Is Saratoga a buyer’s or seller’s market?
A seller’s market: 19 homes were for sale in September 2026 and 8 sold, about 2.4 months of supply. Buyers paid 101.1% of asking on average.
When is the best time to buy in Saratoga?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Saratoga?
About 2% of a home’s value a year. On a $345K home that’s near $6,820.
Where can I see homes for sale in Saratoga?
Zillow, Redfin, Realtor.com and Homes.com all carry Saratoga’s MLS listings; the search links above open each one filtered to Saratoga.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).