Storms, floods and disasters in Richmondville
Richmondville isn’t graded for hazard risk: Richmondville has 931 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1992.
What Richmondville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Richmondville flood? Rarely: 3 flood claims since 1992
Every paid claim on a federal flood insurance policy in Richmondville, from FEMA’s records.
- The December Storm - nor’easter1 claim · $20K
- Hurricane Irene1 claim · $3K
- Hurricane Sandy1 claim · $158K
Richmondville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Schoharie County.11 federal disasters brought FEMA money to Richmondville
Disasters that paid out in Richmondville itself (aid to households or repair grants to the Village of Richmondville), newest first, with that year’s flood claims.
- 2017Severe Winter Storm and Snowstorm$5K to the Village of Richmondville for repairs
- 2011Remnants of Tropical Storm Lee13 households applied for aid$28K aid approved$66K to the Village of Richmondville for repairs
- 2011Hurricane Irene37 households applied for aid$101K aid approved$958K to the Village of Richmondville for repairs1 flood claim paid for it, $3K
- 2010Severe Storms and Flooding$4K to the Village of Richmondville for repairs
- 2008Severe Winter Storm$20K to the Village of Richmondville for repairs
- 2006Severe Storms and Flooding28 households applied for aid$32K aid approved$74K to the Village of Richmondville for repairs
Show all 11
- 2004Severe Storms and Flooding$2K to the Village of Richmondville for repairs
- 2003Snow$2K to the Village of Richmondville for repairs
- 2002Snowstorms$6K to the Village of Richmondville for repairs
- 2000Severe Storms and Flooding$17K to the Village of Richmondville for repairs
- 1999Hurricane Floyd Major Disaster Declarations$17K to the Village of Richmondville for repairs
Schoharie County has had 20 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Richmondville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Richmondville archive →Get ready for what Richmondville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Richmondville
Does Richmondville flood?
Flood insurance has paid 3 claims in Richmondville since 1992, $180K in all. 1 properties have flooded more than once. The most claims came from December Storm - Nor'easter (1).
Is Richmondville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Schoharie County, 29% of homes in mapped flood zones carry federal flood insurance, and 1.6% of all homes do.
How much is flood insurance in Richmondville?
FEMA’s Community Rating System list shows no discount for Richmondville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Richmondville?
By FEMA money that reached Richmondville, Hurricane Irene (2011): 37 households applied for aid, $101K approved, and $958K to the Village of Richmondville for repairs. By flood claims, December Storm - Nor'easter: 1 paid, $20K.
Storm stories
Memories, warnings and help from neighbors in Richmondville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Richmondville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.