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New York›Putnam County

Putnam LakeNY

A town of 3,664, settled in 1933.

Is Putnam Lake a good place to live?

Putnam Lake’s typical journey to work is 39 minutes, above both New York’s towns (25 minutes) and U.S. towns (25 minutes). Only 10 of the 759 New York towns we compare have a higher owner-occupancy rate than Putnam Lake. 18% of the land in Putnam Lake is conserved, above both New York’s towns (5.2%) and U.S. towns (4.3%). The biggest park or preserve is Cranberry Mountain Wildlife Management Area, at 373 acres. We don’t grade Putnam Lake yet; the figures below are still real.

A commuter town

95% of working residents leave Putnam Lake for work

Where Putnam Lake’s working residents go each day. Line width shows the share.

22% → New York New York 22% 12% → Southeast Southeast 12% 7% → Patterson Patterson 7% 4% → Danbury Danbury 4% 3% → Carmel Carmel 3% 2% → Mount Pleasant Mount Pleasant 2% Putnam Lake · 5% stay
679jobs based in Putnam Lake
5%of working residents work in town
26 mimedian commute distance

Census LEHD 2023

Nearby attractions

United States Military Academy and 79 more within 40 miles

Museums, parks, gardens and other places to visit around Putnam Lake. Close and well known come first.

All 548 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

United States Military Academy: USMA Public Affairs Office, Public domain · Candlewood Lake: Carol M. Highsmith, Public domain · Ferncliff Cemetery: Anthony22 at English Wikipedia, CC BY-SA 3.0 · Home of Franklin D. Roosevelt National Historic Site: Crunch, CC BY-SA 4.0 · Yale Bowl: Kenneth Zirkel, CC BY-SA 4.0 · Wonder Lake State Park: Anthony22 (talk), CC BY-SA 3.0

Getting set up

Moving to Putnam Lake: who provides what

Putnam Lake is unincorporated, so Putnam County and regional agencies provide most services.

PowerNew York State Elec & Gas22.6¢/kWh · EIA 2025HIFLD · EIA
WaterPatterson Village Condominiums water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesPutnam CountyPutnam County provides services here
SchoolsBrewster Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections herePutnam County Board of ElectionsPutnam County; contacts on the Handbook page.FVAP, Jul 2019
ZIP codes12563, 1050912563 70% · 10509 30%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Putnam Lake.

Natural hazards

The biggest natural risk in Putnam Lake is inland flooding, at a very low overall level

The national flood insurance program has paid 2 claims in Putnam Lake since 1979. Compared with 94% of U.S. communities, expected storm and flood damage here is lower. Expected losses in Putnam Lake break down as 57% from inland flooding and 9% from cold waves.

6risk score of 100
FEMA risk score
6Very low riskLowerHigher
Inland floodingCold wavesStrong wind
2
paid flood claims since 1979

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commute

Putnam Lake has 0.4 jobs per working resident, so most workers leave town for work

Half the trips to work are shorter than 26 miles. Putnam Lake’s income of the median household comes in at $104,000. Since 2013, Putnam Lake has lost 48 jobs, to 679 in 2023. Among working residents locally, 4.9% work locally.

5%work in town
Putnam LakeNew York townsU.S. towns
Median household income$104,000$82,000$80,000
Working residents who work in town4.9%10%8%

Where working residents work

In Putnam Lake5%
New York22%
Southeast12%
Patterson7%
Danbury4%
26 mi
median commute distance
679
jobs based in Putnam Lake
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Outdoors

Protected land: 18.4% of Putnam Lake

Walkers can cover 0.4 miles of trail in 4 parks and preserves. In Putnam Lake, the density of trails is 0.1 miles per square mile.

18.4%conserved
18.4%
conserved · 583 of 3,165 acres
0.4 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Cranberry Mountain Wildlife Management Area—373
2. Michael Ciaiola Conservation Area—25
3. Great Swamp Wildlife Management Area—13

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Putnam Lake has snowy winters and pleasant summers

The typical July afternoon high in Putnam Lake is 83°F.

58″snow a winter

Typical low → high °F

Winter20–38°
Spring37–59°
Summer59–81°
Fall42–62°
Oct 14
typical first frost
May 1
typical last frost
+1.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Fewer children than New York overall

Four-year graduates: 31% of adults 25 and older here, 40% across New York. Children under 18 are 13% of residents (21% statewide); adults 35 to 64 are 43% of residents (39% statewide). Putnam Lake’s age of the median resident stands at 45.1 years.

45.1median age · NY 39.8
Putnam LakeNew York townsU.S. towns
Under 1813%20%22%
Median age45.1 years43 years40.5 years
Aged 65 or older21%20%18%
Putnam LakeNew YorkUnited States

Ages · share of residents

Education · adults 25 and older

No diploma9%
High school33%
Some college20%
Associate’s8%
Bachelor’s20%
Graduate11%

Women and men · all residents

52% women, 48% men

That’s an even split within the survey’s margin of ±3.2 points. Across New York, 51.2% of residents are women.

Ages and education in Putnam Lake
Putnam LakeNYU.S.
Under 105.8%11%11.6%
10 to 177.5%9.5%10.3%
18 to 249.1%8.9%9.1%
25 to 3414%14.2%13.7%
35 to 4413.3%13%13.2%
45 to 5410.1%12.2%12.2%
55 to 6419.5%13.3%12.7%
65 to 748.6%10.3%10.2%
75 and older12.1%7.6%7%
No diploma8.5%12%10.4%
High school32.7%24.3%26%
Some college20.4%14.6%19.1%
Associate’s7.5%8.8%8.8%
Bachelor’s19.6%22.4%21.6%
Graduate11.3%17.9%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,700, single groups can be off by several points

Health

How healthy Putnam Lake is

Putnam Lake: just over one in ten adults smoke cigarettes. Among adults here, 19% have been diagnosed with depression and 29% have obesity.

Putnam LakeNew York townsU.S. towns
High blood pressure (CDC PLACES)29%34%35%
Depression (CDC PLACES)19%21%23%
Obesity (CDC PLACES)29%33%35%
Diabetes (CDC PLACES)9.7%11%12%
32 measures vs. New York
8 better24 too close to call0 worse
What stands outPutnam LakeNY
Fewer adults facing food insecurity13%17.2%
Fewer older adults who have lost all their teeth9.9%12.8%
Danbury Hospital
7.2 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

3
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Putnam Lake

16pages on Putnam Lake
After high school

Colleges nearby

1 within 15 miles of the center of Putnam Lake

Putnam Lake’s neighbors

4 towns share a border with Putnam Lake.

Explore the map →
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Putnam Lake——————
Patterson#505C+D−—B−B+
Southeast#332BD—C+A

Patterson and Southeast report no FBI crime data of their own. Putnam Lake isn’t graded (fewer than 1,000 residents, or not enough data). Compare Putnam Lake with a neighbor →

Questions about Putnam Lake

Short answers, built from the data on this page.

Is Putnam Lake, NY a good place to live?

We don’t grade Putnam Lake yet; the figures below are still real.