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New York›Otsego County

OtegoNY

A town of 903, settled in 1809.

Is Otego a good place to live?

Otego has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

A shrinking town

Otego has shrunk 17% since 2010

1,010 counted in 2010 and 875 in 2020; an estimated 903 in 2025.

1,0102010
8752020
9032025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

Getting set up

Moving to Otego: who provides what

Who provides power, water and the rest in Otego, and how to reach them.

The full setup list →
PowerNew York State Elec & Gas22.6¢/kWh · EIA 2025HIFLD · EIA
WaterOtego Village water systemNo health-based violations in 5 years · EPAEPA
Internet3 providers97% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Otego’s trash rules yet
SchoolsOtego-Unadilla Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereOtsego County Board of ElectionsOtsego County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code1382513825 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Otego.

Natural hazards

Compared with most of New York and the rest of the country, the FEMA risk score in Otego is higher

FEMA puts nearly four fifths of Otego’s expected hazard losses down to inland flooding, and 13% to cold waves. Flood insurance has paid out on 19 claims locally since 1979. Federal aid has come to Otego households in 5 declared disasters; the latest was in 2017.

83risk score of 100
FEMA risk score
83Very high riskLowerHigher
Inland floodingCold waves
19
paid flood claims since 1979
5
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commute

Otego has 0.4 jobs for every working resident, so most commute out

For residents in Otego, the share who live below the poverty line is 6.8%. Commuting out is the norm locally: 3% of working residents work locally. The town’s average trip to work stands at 20 minutes, against 25 minutes in New York’s towns and 25 minutes across U.S. towns. The top destinations are Oneonta (12%), Oneonta (12%) and Otego (10%).

3%work in town
OtegoNew York townsU.S. towns
Average trip to work20 minutes25 minutes25 minutes
Work from home7%12%11%
Working residents who work in town3.1%10%8%
Below the poverty line6.8%9.5%9.6%

Where working residents work

In Otego3%
Oneonta12%
Oneonta12%
Otego10%
New York5%
19 mi
median commute distance
142
jobs based in Otego
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Who lives here

A older population than New York as a whole

Among residents in Otego, 29% are 65 or older, where New York’s towns sit at 20% and U.S. towns at 18%. In Otego, 13% of residents are under 18. Since 2020, Otego has lost 3.6% of its people, to 903 in the Census Bureau’s 2025 estimate. A bachelor’s degree or higher: just over a third of adults 25 and older, vs 40% across New York.

44median age · NY 39.8
OtegoNew York townsU.S. towns
Under 1813%20%22%
Aged 65 or older29%20%18%
Median age44 years43 years40.5 years
Bachelor’s degree or more, 25+34%32%29%
OtegoNew YorkUnited States

Ages · share of residents

Education · adults 25 and older

No diploma7%
High school30%
Some college17%
Associate’s13%
Bachelor’s15%
Graduate19%

Women and men · all residents

47% women, 53% men

That’s an even split within the survey’s margin of ±3.4 points. Across New York, 51.2% of residents are women. Among residents 25 to 34, 69% are men (NY 50%).

Ages and education in Otego
OtegoNYU.S.
Under 106.2%11%11.6%
10 to 176.9%9.5%10.3%
18 to 2412.9%8.9%9.1%
25 to 3412.6%14.2%13.7%
35 to 4413.8%13%13.2%
45 to 547.9%12.2%12.2%
55 to 6410.8%13.3%12.7%
65 to 7412.2%10.3%10.2%
75 and older16.7%7.6%7%
No diploma6.5%12%10.4%
High school30.1%24.3%26%
Some college16.5%14.6%19.1%
Associate’s13.3%8.8%8.8%
Bachelor’s15%22.4%21.6%
Graduate18.6%17.9%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 900, single groups can be off by several points

Climate

Otego has snowy winters and pleasant summers

Otego’s July high comes in at 81°F.

79″snow a winter

Typical low → high °F

Winter16–34°
Spring32–56°
Summer55–79°
Fall39–60°
Oct 9
typical first frost
May 11
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Otego is

On the CDC’s 32 measures, Otego is ahead of New York on 3 and behind on 10. Among adults locally, 37% have high blood pressure. In Otego, 15% of adults smoke cigarettes, and 15% binge drink.

OtegoNew York townsU.S. towns
Frequent physical distress (CDC PLACES)15%14%14%
Smoke cigarettes (CDC PLACES)15%13%14%
Binge drink (CDC PLACES)15%17%16%
Get no exercise (CDC PLACES)27%25%25%
32 measures vs. New York
3 better19 too close to call10 worse
What stands outOtegoNY
Fewer uninsured adults6%7.9%
Fewer adults facing housing insecurity11.6%14.5%
More adults with COPD8.8%6%
Aurelia Osborn Fox Memorial Hospital
7.9 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

Otego has set aside 1.3% of its land for conservation

Walkers can cover 0.5 miles of trail in 1 park or preserve. One park or preserve covers 18 acres in Otego.

1.3%conserved
OtegoNew York townsU.S. towns
Conserved land1.3%5.2%4.3%
Miles of trail per square mile0.4 miles per square mile0.40.4
1.3%
conserved · 10 of 738 acres
0.5 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Otego Municipal Park—18

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Housing

Homes in Otego sell for about $210K

Otego’s rent at the middle of the market stands at $956 a month. 70% of Otego households are owner-occupiers.

$210Kmedian sale price
OtegoNew York townsU.S. towns
Median rent$956 a month$1,101 a month$1,185 a month
Households that own their home70%75%73%
1
homes sold in March

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Otego

18pages on Otego
After high school

Colleges nearby

2 within 15 miles of the center of Otego

Small town

903 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

About Otego

Town in New York, United States

Otego is a town located in the southwest portion of Otsego County, New York, United States. The population was 3,115 at the 2010 census. The Town of Otego is on the southern border of the county and contains a village with the same name, Otego. The town and the village are southwest of Oneonta.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
46 sq mi
Elevation
1,070 ft
Area code
518

Questions about Otego

Short answers, built from the data on this page.

Is Otego, NY a good place to live?

Otego has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What is Otego, NY known for?

2 notable people were born here, including Henry M. Youmans and Ausburn Birdsall.