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Norway Herkimer NYPhoto: Schzmo · Public domain
–Not graded
Natural hazards in Norway · FEMA

Storms, floods and disasters in Norway

Norway isn’t graded for hazard risk: Norway has 930 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
7
of 18 declared for Herkimer County
By hazard

What Norway faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

94%of expected building damage
Above average · higher than 79% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Hurricanes Tornadoes Earthquakes Ice storms Strong wind Winter storms Wildfire Hail Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Norway flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Norway. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Norway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Herkimer County.
Disasters

7 federal disasters brought FEMA money to Norway

Disasters that paid out in Norway itself (aid to households or repair grants to the Town of Norway), newest first, with that year’s flood claims.

  1. 2019Severe Storms, Straight-line Winds, and Flooding$692K to the Town of Norway for repairs
  2. 2017Severe Winter Storm and Snowstorm$7K to the Town of Norway for repairs
  3. 2013Severe Storms and Flooding$49K to the Town of Norway for repairs
  4. 2011Severe Storms, Flooding, Tornadoes, and Straight-line Winds$33K to the Town of Norway for repairs
  5. 2006Severe Storms and Flooding$46K to the Town of Norway for repairs
  6. 2002Snowstorms$4K to the Town of Norway for repairs
Show all 7
  1. 2000Severe Storms and Flooding$37K to the Town of Norway for repairs
Disasters declared, by decade
Paid out in NorwayHerkimer County only

Herkimer County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Norway after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Norway archive →
Next door

Norway and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Newport: hazard risk C+Ohio: not gradedFairfield: hazard risk C+Salisbury: hazard risk BRussia: hazard risk B−NewportOhioFairfieldSalisburyRussiaNorway
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
SalisburyBless damage than 60%river and rain flooding4
RussiaB−less damage than 53%river and rain flooding9
NewportC+more damage than 58%river and rain flooding4
FairfieldC+more damage than 58%river and rain flooding23
Ohio—980 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Norway faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Norway

Is Norway in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Herkimer County, 1.1% of all homes carry federal flood insurance.

How much is flood insurance in Norway?

FEMA’s Community Rating System list shows no discount for Norway’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Norway?

By FEMA money that reached Norway, Severe Storms, Straight-line Winds, and Flooding (2019): $692K to the Town of Norway for repairs.

Storm stories

Memories, warnings and help from neighbors in Norway.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Norway’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.