Photo: Beyond My Ken · CC BY-SA 4.0Storms, floods and disasters in Northville
Northville isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Northville yet.
What Northville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Northville flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Northville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Northville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fulton County.3 federal disasters brought FEMA money to Northville
Disasters that paid out in Northville itself (aid to households or repair grants to the Village of Northville), newest first, with that year’s flood claims.
- 2017Severe Winter Storm and Snowstorm$6K to the Village of Northville for repairs
- 2011Hurricane Irene1 households applied for aid$6K aid approved
- 2002Snowstorms$2K to the Village of Northville for repairs
Fulton County has had 12 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Northville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Northville archive →Get ready for what Northville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Northville
Is Northville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fulton County, 0.3% of all homes carry federal flood insurance.
How much is flood insurance in Northville?
FEMA’s Community Rating System list shows no discount for Northville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Northville?
By FEMA money that reached Northville, Hurricane Irene (2011): 1 households applied for aid, $6K approved.
Storm stories
Memories, warnings and help from neighbors in Northville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Northville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.