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New York›Otsego County

MilfordNY

Is Milford a good place to live?

Milford’s mean commuting time is 20 minutes, below both the New York town median (25 minutes) and the median of U.S. towns (25 minutes). Milford has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Milford stand out

Where Milford beats most towns.

Small town

387 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Untitled photo
Untitled photo, 2007
Milford’s story

221 years in pictures

The archive holds 6 old photos and papers going back to 2007.

  • 1805Milford is settled
Explore the history →
Getting set up

Moving to Milford: who provides what

Who provides power, water and the rest in Milford, and how to reach them.

The full setup list →
PowerNew York State Elec & Gas22.6¢/kWh · EIA 2025HIFLD · EIA
WaterMilford Village water system1 health-based violation in 5 years · EPAEPA
Internet3 providers96% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Milford’s trash rules yet
SchoolsMilford Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereOtsego County Board of ElectionsOtsego County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code1380713807 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Milford.

Natural hazards

Milford faces a high natural-hazard risk, led by inland flooding

Expected losses in Milford break down as 81% from inland flooding and 13% from cold waves. Storm and flood damage is expected to run higher than in 78% of U.S. communities. Federal disaster aid has reached households in Milford after 3 declared disasters, most recently in 2011.

78risk score of 100
FEMA risk score
78High riskLowerHigher
Inland floodingCold waves
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Climate

In Milford, expect snowy winters and pleasant summers

Milford’s midsummer high is 80°F, against 81°F in New York’s towns and 85°F across U.S. towns.

83″snow a winter

Typical low → high °F

Winter16–33°
Spring32–55°
Summer55–78°
Fall38–59°
Oct 3
typical first frost
May 17
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commute

Most working residents commute out of Milford

For residents in Milford, the share who live below the poverty line is 6.7%. This New York town had 153 jobs in 2023, down 27 from 2013. Its income of the median household stands at $64,000. The top destinations are Otsego (14%), Oneonta (10%) and Oneonta (9%).

4%work in town
MilfordNew York townsU.S. towns
Median household income$64,000$82,000$80,000
Working residents who work in town4.4%10%8%
Below the poverty line6.7%9.5%9.6%

Where working residents work

In Milford4%
Otsego14%
Oneonta10%
Oneonta9%
Milford8%
18 mi
median commute distance
153
jobs based in Milford
Balanced
jobs vs. working residents

Census LEHD 2023 · ACS

Health

How healthy Milford is

The share of adults in Milford who report frequent physical distress: 15%. On the CDC’s 32 measures, Milford is ahead of New York on 4 and behind on 6. Among adults here, 38% sleep under 7 hours and 21% have been diagnosed with depression.

MilfordNew York townsU.S. towns
Frequent physical distress (CDC PLACES)15%14%14%
Sleep under 7 hours (CDC PLACES)38%37%36%
Depression (CDC PLACES)21%21%23%
Smoke cigarettes (CDC PLACES)14%13%14%
32 measures vs. New York
4 better22 too close to call6 worse
What stands outMilfordNY
Fewer adults facing food insecurity13.3%17.2%
Fewer adults facing housing insecurity11.4%14.5%
More adults with COPD8.1%6%
Bassett Healthcare
7.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

National Baseball Hall of Fame and Museum and 15 more within 40 miles

Museums, parks, gardens and other places to visit around Milford. Close and well known come first.

All 32 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

National Baseball Hall of Fame and Museum: Beyond My Ken, CC BY-SA 4.0 · Utica Memorial Auditorium: Doug Kerr, CC BY-SA 2.0 · Fenimore Art Museum: Ser Amantio di Nicolao, CC BY-SA 3.0 · Munson-Williams-Proctor Arts Institute: Kenneth C. Zirkel, CC BY-SA 4.0

Keep exploring

Everything we know about Milford

17pages on Milford
After high school

Colleges nearby

2 within 15 miles of the center of Milford

Questions about Milford

Short answers, built from the data on this page.

Is Milford, NY a good place to live?

Milford has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What is Milford, NY known for?

2 notable people were born here, including John Hyde Sweet and David F. Wilber.