Miller Corset Company, 1905
McGraw’s story
220 years in pictures
The archive holds 2 old photos and papers going back to 1905.
- 1806McGraw is settled
McGrawNY
Photo: Doug Kerr from now in Binghamton, NY · CC BY-SA 2.0
Population
970
2025 Census estimate · −4.3% since 2020
Typical home
$178K
+5.3% in a year
Household income
$64K
median
Median age
41.6
years
Jobs based here
259
A commuter town
Is McGraw a good place to live?
McGraw has fewer than 1,000 residents, too few for fair grades; the figures below are still real.
What makes McGraw stand out
Where McGraw beats most towns.
Small town
970 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
Nearby towns
Getting set up
The full setup list →Moving to McGraw: who provides what
Who provides power, water and the rest in McGraw, and how to reach them.
PowerNational Grid19.9¢/kWh · EIA 2025HIFLD · EIA
WaterMcgraw Village water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNearest public drop-offCortland Count Recycling Center, 4 miOpenStreetMap
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.govWho runs elections hereCortland County Board of ElectionsCortland County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code1310113101 100%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.
The data
Ordered by what stands out in McGraw.
Housing
Zillow puts the typical McGraw home at about $178K
In McGraw, the rent at the middle of the market is $830 a month, below both the New York town median ($1,101 a month) and the median of U.S. towns ($1,185 a month). Home values are up 5.3% over the year to September 2026. For households in the town, the share who are owner-occupiers is 71%.
$178KZillow home value
| McGraw | New York towns | U.S. towns | |
|---|---|---|---|
| Median rent | $830 a month | $1,101 a month | $1,185 a month |
| Households that own their home | 71% | 75% | 73% |
Typical home value
McGraw$178K
New York$525K
+5.3%
value change, 1 year
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Work & commute
Most of McGraw’s workers commute out: the town has 0.6 jobs for each of them
For most workers, McGraw is a place to come home to: only 3% work in town. In McGraw, the median household income is $64,000, against $82,000 in New York’s towns and $80,000 across U.S. towns. Since 2013, McGraw has added 75 jobs, to 259 in 2023. Its mean commuting time is 19 minutes.
3%work in town
| McGraw | New York towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 19 minutes | 25 minutes | 25 minutes |
| Working residents who work in town | 2.8% | 10% | 8% |
| Median household income | $64,000 | $82,000 | $80,000 |
| Below the poverty line | 6.9% | 9.5% | 9.6% |
Where working residents work
In McGraw3%
Cortlandville22%
Cortland20%
Ithaca4%
Dryden4%
13 mi
median commute distance
259
jobs based in McGraw
A commuter town
jobs vs. working residents
Census LEHD 2023 · ACS
Natural hazards
McGraw has a high natural-hazard risk, chiefly from inland flooding
Compared with 71% of U.S. communities, expected storm and flood damage in McGraw is higher. Federal disaster aid has reached households in McGraw after 5 declared disasters, most recently in 2017. Also worth knowing: of the losses FEMA expects in the town, 89% come from inland flooding. The national flood insurance program has paid 37 claims in the town since 1981.
71risk score of 100
FEMA risk score
Inland flooding
37
paid flood claims since 1981
5
federal disasters paid out here
FEMA disaster declarations and aid · FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Climate
Expect snowy winters and pleasant summers in McGraw
The range runs from 14° on a January night to 79° on a July afternoon, with about 64 inches of snow a winter.
64″snow a winter
Typical low → high °F
Winter17–32°
Spring32–53°
Summer55–77°
Fall39–58°
Oct 4
typical first frost
May 13
typical last frost
+1.1°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
Health
How healthy McGraw is
In McGraw, 18% of adults report frequent mental distress. CDC measures, 32 in all: McGraw beats New York on 5 and trails on 5.
| McGraw | New York towns | U.S. towns | |
|---|---|---|---|
| Binge drink (CDC PLACES) | 19% | 17% | 16% |
| Diabetes (CDC PLACES) | 9.7% | 11% | 12% |
| Frequent mental distress (CDC PLACES) | 18% | 16% | 17% |
| Smoke cigarettes (CDC PLACES) | 15% | 13% | 14% |
32 measures vs. New York
5 better22 too close to call5 worse
| What stands out | McGraw | NY |
|---|---|---|
| Fewer older adults who have lost all their teeth | 9.1% | 12.8% |
| Fewer uninsured adults | 5.9% | 7.9% |
| More smokers | 15% | 11.3% |
Guthrie Cortland Regional Medical Center
4.6 mi away · emergency room
2 of 3
care shortages: primary care, mental health
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Keep exploring
Everything we know about McGraw
16pages on McGraw
The big questions
Out and about
The story
After high school
Colleges nearby
2 within 15 miles of the center of McGraw
State University of New York at CortlandUniversity or college · Public · Cortland4.6 mi$8,874 in-state tuitionTompkins Cortland Community CollegeCommunity college · Public · Dryden11.6 mi$6,970 in-state tuition
About 2 of every 100 McGraw residents are enrolled in college, against 7 across New York.
A commuter town
97% of working residents leave McGraw for work
Where McGraw’s working residents go each day. Line width shows the share.
259jobs based in McGraw
3%of working residents work in town
13 mimedian commute distance
Census LEHD 2023
About McGraw
Village in New York, US
McGraw is a village in Cortland County, New York, United States. The population was 972 as of the 2020 census. The village is named after Samuel McGraw and is in the eastern part of the town of Cortlandville, east of the city of Cortland.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Established
- 1806
- Area
- 1.0 sq mi
- Elevation
- 1,158 ft
- ZIP code
- 13101
Questions about McGraw
Short answers, built from the data on this page.
Is McGraw, NY a good place to live?
McGraw has fewer than 1,000 residents, too few for fair grades; the figures below are still real.