Photo: Peter Flass · CC BY 3.0205 homes sold in Malta in the last year, at a typical $481K
About one sale in 3 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Malta homes are listed.
Every place Malta homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Malta.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 68% of Malta’s sales, at a typical $519K
205 homes sold in the year to May 2026.
typical sale · 140 sold in 12 months
- Per square foot
- $270NY $316
- Days to sell
- 14
- Sold over asking
- 62%
- Listings with a price cut
- 21%
Townhouses: 64 sold, typical $379K
Condos: 1 sold, typical $310K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 1.7 times the 2016 price
205 sales in the last year, against 328 in 2018 and a low of 165 in 2012. The typical sale went from $288K in 2016 to $481K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $500K buys in Malta
Check a listing against what Malta homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Malta are more common than before the pandemic, but three quarters fewer homes come up for sale
We read every month of Malta’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 205 sales.
If you’re buying in Malta
- Shop in April. It brings about 29 new listings a month, close to the busiest month, with fewer bidding wars (44% over asking).
- You can negotiate. 21% of listings have cut their price, against 17% before the pandemic.
- Expect to bid over asking. Buyers paid 103.2% of the list price on average; 65% paid over.
- Move fast on good ones. 56% of homes are under contract within two weeks.
Spring brings the homes; summer brings the bidding wars
May has the most new listings (about 34 a month), but July is the most competitive: 60% of July sales close over asking. April offers nearly as much choice with fewer homes bid up (44%). February has the least competition (39%).
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and hotter than New York
| Malta now | 2017–19 | 2021 peak | NY now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 65% | 38% | 62% | 41% |
| Gone within two weeksShare of homes under contract within 14 days | 56% | 37% | 50% | 26% |
| Listings with a price cutShare of homes for sale that cut their price | 21% | 17% | 16% | 20% |
| Price paid vs. askingAverage sale price ÷ list price | 103.2% | 100.4% | 102.6% | 101% |
| Days to sellMedian days from listing to contract | 15 | 48 | 23 | 41 |
28 homes for sale on a typical day
That’s 73% fewer than in 2017–19 and well under 2013’s 163.
1 in 5 listings has cut its price
21% in the last year, against 17% in 2017–19 and 20% across New York.
Malta ranks 71st of 362 busy New York markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Malta is one of the state’s hottest markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Malta home costs about $3,149 a month
Price: Malta’s typical sale, last 12 months. Property tax at Malta’s 1.6% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Malta is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in May
The month with the most choice. December has the fewest, about 10.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $481K home, about $7,680 a year.
Taxes vs. neighborsSchools
The schools grade for Malta, from test results, graduation and how much students grow.
Schools in MaltaCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Ballston Spa, Stillwater, Country Knolls and Ballston sell for less a square foot; Saratoga Springs for far more
The busier markets within 25 miles of Malta, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Saratoga Springs | 364 | $768K | $384 | 35% | 31 |
| Malta | 205 | $481K | $273 | 65% | 15 |
| Ballston | 152 | $529K | $259 | 55% | 15 |
| Country Knolls | 59 | $483K | $218 | 69% | 16 |
| Milton | 56 | $448K | $276 | 61% | 23 |
| Ballston Spa | 46 | $385K | $226 | 61% | 20 |
| Stillwater | 23 | $324K | $203 | 61% | 29 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Malta, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Malta. People who follow the town see it, and so do people comparing Malta with their own town. No commission, no listing fee.
Questions about buying a home in Malta
What do homes sell for in Malta, NY?
205 homes sold in the year to May 2026 at a typical $481K, $273 a square foot.
Is Malta a buyer’s or seller’s market?
A seller’s market: 21 homes were for sale in May 2026 and 13 sold, about 1.6 months of supply. Buyers paid 103.2% of asking on average, and 21% of listings cut their price.
When is the best time to buy in Malta?
May brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Malta?
About 1.6% of a home’s value a year. On a $481K home that’s near $7,680.
Where can I see homes for sale in Malta?
Zillow, Redfin, Realtor.com and Homes.com all carry Malta’s MLS listings; the search links above open each one filtered to Malta.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).