Photo: Lillyfb · CC BY-SA 4.0Households in Lloyd Harbor earn more than in almost any other U.S. town
Below the poverty line: 2.1% of residents, next to 14.0% across New York. Household incomes here are among the highest in the country. The two grades for Lloyd Harbor are A+ for jobs and income and A− for walkability.
Census ACS 2020–24, Census LEHD 2023, EPA Smart Location Database. How the two grades are made
Jobs and commuting in Lloyd Harbor: the gist
Lloyd Harbor workers spend longer getting to work
The average trip takes 47 minutes each way, against 33 across New York. Over a year that’s about 360 hours of commuting, 107 more than the state’s typical worker. Every town next door averages less (34 to 39 minutes). Time on the road ↓
Home offices are common in Lloyd Harbor
29% of Lloyd Harbor workers work from home, against 15% across New York. Time on the road ↓
A lot of Lloyd Harbor works one town over
25% of working residents work in a town that borders Lloyd Harbor: Huntington (17%) and Oyster Bay (8%). Next door ↓
Lloyd Harbor is a place people come home to
There are 376 jobs based in Lloyd Harbor, about three for every ten working residents, so almost everyone works somewhere else. On a workday Lloyd Harbor has about 2,600 people in it, 26% fewer than live here. Day and night ↓
Three in four Lloyd Harbor workers earn over $40,000 a year
76% of Lloyd Harbor’s working residents earn over $3,333 a month (about $40,000 a year) at their main job, the top earnings band in the Census data. The jobs ↓
Written from the Census figures on this page. Commute flows, distances and jobs are Census LEHD 2023, primary jobs only (the self-employed aren’t counted); commute time and working from home are from the Census American Community Survey.
Where Lloyd Harbor’s Jobs & income grade comes from
On income, poverty, unemployment and job access, Lloyd Harbor is among the top U.S. towns, #3 of 758 in New York. All four inputs sit close together, so no single one decides Lloyd Harbor’s grade. It also does well on the poverty rate and unemployment and job access by car.
The Census reports Lloyd Harbor’s median household income as $250,000+, the top of its scale; the grade ranks it as tied with the 111 other graded places at that ceiling.
A firm grade. At either end of the Census margins of error for income, poverty and unemployment, Lloyd Harbor stays A+.
Getting to work from Lloyd Harbor takes about 47 minutes
Round trip, about 230 workdays a year: roughly 14.9 full days in the car, bus or train.
Average commute minutes, one way
of Lloyd Harbor workers work from home, vs 15% across New York. Their commute is the hallway.
Share of the 1,082 commuters (the 29% who work from home are left out). Across New York: 57% drive alone, 25% take transit; U.S.: 81% and 4%. Census ACS 2020–24.
From the Census survey of workers who don’t work from home.
Who works in Lloyd Harbor, and who works elsewhere
On a workday 1,279 residents head out to work, 44 work right here, and 332 people come in from elsewhere.
About 2,600 people are in Lloyd Harbor on a workday afternoon, 26% fewer than live here.
0.28 jobs for every working resident, so most people commute out.
Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2023, primary jobs.
Health, schools and offices: most of the jobs in Lloyd Harbor
376 jobs are based in Lloyd Harbor.
What kind of work
What it pays
Who does it
Jobs based in Lloyd Harbor, 2013 → 2023: 160 → 376. Big swings can come from how a large employer reports its locations, not only from real openings or closings.
Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2023.
Here is what they are, next to the jobs Lloyd Harbor’s own residents hold wherever they work.
31% of working residents work in New York City
Where Lloyd Harbor clocks in
31% of workers
17% of workersLines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.
A thicker line means more commuters. Switch between where residents work and where the people who work here live.
Miles to work from Lloyd Harbor
Straight-line distance from each worker’s home block to their main job’s block. LEHD 2023.
Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.
Lloyd Harbor is more walkable than most U.S. towns, with limited transit
On EPA’s walkability index and the share of commuters who walk, bike or take transit, Lloyd Harbor is more walkable than 75% of U.S. towns, #327 of 758 in New York. How people get to work scores higher than the street layout: 20.0% of commuters walk, bike or take transit, against 32.9% across New York, on an EPA index of 6.3.
A firm grade. EPA’s index has no published margin of error; the commuting share comes from a Census survey of 1,514 workers.
How TownRatings grades walkability →
Transit service (shown, not graded). 0% of residents live within a ¾-mile walk of a bus or train stop, 0% within a quarter mile. At the weekday evening rush, about under 0.1 trips an hour stop near the typical resident, more than in 20% of the 9,825 U.S. towns with transit data.
Transit at the evening rush trips an hour stopping within ¼ mile of the typical resident, EPA 2020
Households without a car (shown, not graded). 0.8% of Lloyd Harbor households have no vehicle (New York 29.2%, U.S. 8.4%). 17% of Lloyd Harbor’s commuters take a bus or train.
Lloyd Harbor is 8th of 4,355 U.S. towns of 2,500 to 4,800 on jobs and income
| # | Town | People | Household income | Poverty | Unemployment | Work in town | Grade |
|---|---|---|---|---|---|---|---|
| 1 | Riverwoods IL | 3,766 | $249K | 0.7% | 0.7% | 2% | A+ |
| 2 | Belle Meade TN | 2,621 | $250K | 1.4% | 0.3% | 2% | A+ |
| 3 | Mission Hills KS | 3,522 | $250K | 1.2% | 0.3% | 2% | A+ |
| … | |||||||
| 6 | Independence MN | 3,763 | $187K | 1.1% | 0.8% | 4% | A+ |
| 7 | East Williston NY | 2,616 | $215K | 2.3% | 1.7% | 3% | A+ |
| 8 | Lloyd Harbor NY | 3,587 | $250K | 2.1% | 0.9% | 3% | A+ |
| 9 | Nichols Hills OK | 3,864 | $208K | 2.8% | 0.3% | 5% | A+ |
| 10 | Oak Hill TN | 4,581 | $216K | 1.2% | 1.7% | 1% | A+ |
| … | |||||||
| 50 | Great Neck Estates NY | 3,139 | $238K | 5.7% | 1.7% | 2% | A+ |
| … | |||||||
| 122 | Lake Success NY | 2,849 | $244K | 4.4% | 3.3% | 3% | A+ |
| … | |||||||
| 157 | Brightwaters NY | 3,208 | $218K | 0.2% | 4.4% | 3% | A+ |
| … | |||||||
| 4,355 | Lake Isabella CA | 4,059 | $27K | 40.7% | 8.6% | 18% | D− |
Census ACS 2020–24 (income, poverty, unemployment), Census LEHD (work in town), TownRatings Jobs & income grades. Each town links to its Work & commute page.
Ranked on the Jobs & income grade: the towns either side of Lloyd Harbor, the top three, the last and three more from New York.
Next door is work for 25% of Lloyd Harbor
The biggest share goes to Huntington (17%).
Average commute minutes, one way
Jobs & commute next door
| Town | Lloyd Harbor workers there | Jobs & income | Walkability | Commute | Household income |
|---|---|---|---|---|---|
| Lloyd Harbor | – | A+ | A− | 47 min | $250,000+ |
| Huntington | 17% | A | A | 35 min | $168,029 |
| Oyster Bay | 8% | A | A+ | 35 min | $160,126 |
| Cold Spring Harbor | under 1% | — | — | 34 min | — |
| Huntington Bay | under 1% | A+ | A− | 39 min | $250,000+ |
Same-state neighbors only. Cold Spring Harbor: a Census-designated place inside a larger town, graded as part of it. Commute: average minutes each way, Census ACS 2020–24.
Darker towns draw more of Lloyd Harbor’s workers. Tap a town to see its commute.
What this data can and can’t tell you
- Two sources, two years. Trips, distances and jobs based here: Census LEHD 2023, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
- A ceiling on income. The Census stops at $250,000+, so the true median may be higher.
- Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.
Jobs and commuting in Lloyd Harbor: questions
What is the median household income in Lloyd Harbor?
$250,000+ (Census ACS 2020–24), against $85,974 across New York and $80,734 nationally.
What is the poverty rate in Lloyd Harbor?
2.1%, against 14.0% across New York and 12.5% nationally (Census ACS 2020–24).
How long is the commute from Lloyd Harbor?
47 minutes each way on average, against 33 across New York and 26 nationally. 28% of workers work from home.
Where do people who live in Lloyd Harbor work?
3% work in town. The top destinations elsewhere are New York City (31%, 32 mi), Huntington (17%, 4 mi), North Hempstead (8%, 15 mi) (Census LEHD 2023).
Is Lloyd Harbor walkable?
Lloyd Harbor is more walkable than 75% of U.S. towns (Walkability A−): an EPA walkability index of 6.3 out of 20, and 20% of commuters walk, bike or take transit.
Can you get around Lloyd Harbor without a car?
17% of commuters take transit and 1% of households have no car. 0% of residents live within a quarter mile of a stop.
Commuter talk
Getting to work from Lloyd Harbor, from the people who make the trip.
More of Lloyd Harbor
Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2023, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer. Walkability index, job access and transit service: U.S. EPA Smart Location Database. The two grades are our own summaries of these figures, not official ratings.