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Housing in Jefferson

24 homes sold in Jefferson in the last year, at a typical $393K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Jefferson homes are listed.

Homes sold
24
June 2025 to May 2026
Typical sale price
$393K
median, weighted by sales
Price per square foot
$232
New York $434
Paid vs. asking
100.1%
33% sold over asking
For sale now
15
May 2026 · 4 sold that month
What sold · last 12 months

Houses are 100% of Jefferson’s sales, at a typical $393K

24 homes sold in the year to May 2026.

Houses$393K

typical sale · 24 sold in 12 months

Per square foot
$232NY $316
Days to sell
87
Sold over asking
33%
Listings with a price cut
20%
7 years of sales

About as many homes sell as usual, at 3.1 times the 2016 price

24 sales in the last year, against 41 in 2020 and a low of 18 in 2017. The typical sale went from $126K in 2016 to $393K.

Homes soldTypical sale price
012253750$200K$300K$400K$500K2016: 20 sold, typical $126K’162017: 18 sold, typical $139K2018: 20 sold, typical $153K’182019: 27 sold, typical $133K2020: 41 sold, typical $214K’202021: 35 sold, typical $242K2022: 23 sold, typical $204K’22Last 12 months: 24 sold, typical $393KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $400K buys in Jefferson

Houseat $232 a sq ft
The same money in New Yorkat $316 a sq ft

Is this asking price fair?

Check a listing against what Jefferson homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 7 years of sales

Bidding wars in Jefferson are more common than before the pandemic, but 42% fewer homes come up for sale

We read every month of Jefferson’s home sales since 2016 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 24 sales.

If you’re buying in Jefferson

  • Shop in May. It brings about 5 new listings a month, close to the busiest month, with fewer bidding wars (0% over asking).
  • You can negotiate. 20% of listings have cut their price, against 7% before the pandemic.
  • Bid near asking. Buyers paid 100.1% of the list price on average; 33% paid over.
  • You’ll usually have time. Only 8% of homes go under contract within two weeks; the typical one takes 87 days.
Best time to buy

Spring brings the homes; summer brings the bidding wars

May has the most new listings (about 5 a month), but July is the most competitive: 38% of July sales close over asking. February has the least competition (0%) but only about 2 new listings.

New listings a monthShare sold over asking
01.32.53.8513%27%40%Sweet spotJan: 2 new listings a month, 7% sold over asking, 240 days to sellJFeb: 2 new listings a month, 0% sold over asking, 188 days to sellFMar: 2 new listings a month, 26% sold over asking, 187 days to sellMApr: 3 new listings a month, 19% sold over asking, 302 days to sellAMay: 5 new listings a month, 0% sold over asking, 249 days to sellMJun: 3 new listings a month, 25% sold over asking, 299 days to sellJJul: 5 new listings a month, 38% sold over asking, 164 days to sellJAug: 3 new listings a month, 17% sold over asking, 181 days to sellASep: 2 new listings a month, 10% sold over asking, 193 days to sellSOct: 2 new listings a month, 12% sold over asking, 218 days to sellONov: 0 new listings a month, 9% sold over asking, 213 days to sellNDec: 1 new listings a month, 17% sold over asking, 237 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Hotter than in 2021, and calmer than New York

Jefferson now2017–192021 peakNY now
Sold over askingShare of sales that closed above the list price33%11%20%41%
Gone within two weeksShare of homes under contract within 14 days8%3%0%26%
Listings with a price cutShare of homes for sale that cut their price20%7%9%20%
Price paid vs. askingAverage sale price ÷ list price100.1%92.6%95.4%101%
Days to sellMedian days from listing to contract8722921641
Supply

12 homes for sale on a typical day

That’s 42% fewer than in 2017–19 and well under 2019’s 26.

2016: 22 for sale’162017: 19 for sale2018: 18 for sale2019: 26 for sale’192020: 17 for sale2021: 13 for sale2022: 11 for sale’22Last 12 months: 12 for saleNow
Room to negotiate

1 in 5 listings has cut its price

20% in the last year, against 7% in 2017–19 and 20% across New York. More sellers are pricing high and coming down.

2016: 7%’162017: 6%2018: 7%2019: 7%’192020: 9%2021: 9%2022: 12%’22Last 12 months: 20%Now

Source: Redfin Data Center, city market tracker, January 2016 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Jefferson home costs about $2,682 a month

Mortgage
Property tax
Insurance
Rent

Price: Jefferson’s typical sale, last 12 months. Property tax at Jefferson’s 1.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Jefferson is affordable on local pay is on Cost of living.

Before you buy in Jefferson

Six things worth knowing

5

New listings in May

The month with the most choice. November has the fewest, about 0.

Best time to buy
1.9%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $393K home, about $7,570 a year.

Taxes vs. neighbors
C−

Schools

The schools grade for Jefferson, from test results, graduation and how much students grow.

Schools in Jefferson
32 min

Typical commute

The average one-way trip to work for people who live in Jefferson.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Worcester, Cobleskill and Oneonta sell for less a square foot; Sharon for far more

The busier markets within 25 miles of Jefferson, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Oneonta95$215K$12516%87
Sharon33$802K$37712%95
Cobleskill27$224K$11433%56
Jefferson24$393K$23233%87
Middlefield24$443K$24425%104
Worcester22$237K$9818%84

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Jefferson, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Jefferson. People who follow the town see it, and so do people comparing Jefferson with their own town. No commission, no listing fee.

Questions about buying a home in Jefferson

What do homes sell for in Jefferson, NY?

24 homes sold in the year to May 2026 at a typical $393K, $232 a square foot.

Is Jefferson a buyer’s or seller’s market?

A seller’s market: 15 homes were for sale in May 2026 and 4 sold, about 3.8 months of supply. Buyers paid 100.1% of asking on average, and 20% of listings cut their price.

When is the best time to buy in Jefferson?

May brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Jefferson?

About 1.9% of a home’s value a year. On a $393K home that’s near $7,570.

Where can I see homes for sale in Jefferson?

Zillow, Redfin, Realtor.com and Homes.com all carry Jefferson’s MLS listings; the search links above open each one filtered to Jefferson.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).