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–Not graded
Natural hazards in Jamestown West · FEMA

Storms, floods and disasters in Jamestown West

Jamestown West isn’t graded for hazard risk: Jamestown West is a Census area inside a town, graded with the town. Flood insurance has paid 9 claims here since 1979.

Flood claims
9
paid since 1979 · $33K
Disasters paid out here
0
of 18 declared for Chautauqua County
By hazard

What Jamestown West faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

93%of expected building damage
Above average · higher than 63% of U.S. census tracts
Recorded about 3 times a year in the area
Smaller shares here
 Tornadoes Strong wind Hurricanes Earthquakes Ice storms Hail Winter storms Wildfire Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jamestown West flood? Rarely: 9 flood claims since 1979

Every paid claim on a federal flood insurance policy in Jamestown West, from FEMA’s records.

Paid flood claims, by year
1979: 3 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 1 claim1985: 0 claims1986: 1 claim1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 2 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 1 claim2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 1 claim2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197919841998
19792026
9
paid claims since 1979
$33K
paid to owners
0
homes flooded more than once
$4K
average claim
of all homes are insured
No community discount

Jamestown West isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chautauqua County.
Disasters

The storms Jamestown West remembers

None of the 18 disasters declared for Chautauqua County shows FEMA aid or repair money reaching Jamestown West itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19793 flood claims paidNo declaration for the county that year
  2. 19982 flood claims paidNo declaration for the county that year
  3. 19841 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Jamestown WestChautauqua County only

Chautauqua County has had 18 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Jamestown West after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Jamestown West archive →
Next door

Jamestown West and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
CeloronB+less damage than 65%river and rain flooding6
BustiBless damage than 60%river and rain flooding9
LakewoodB−more damage than 51%river and rain flooding9
EllicottCmore damage than 73%river and rain flooding16
JamestownC−more damage than 75%river and rain flooding14

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Jamestown West faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Jamestown West

Does Jamestown West flood?

Flood insurance has paid 9 claims in Jamestown West since 1979, $33K in all.

Is Jamestown West in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Chautauqua County, 0.6% of all homes carry federal flood insurance.

How much is flood insurance in Jamestown West?

FEMA’s Community Rating System list shows no discount for Jamestown West’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Jamestown West.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jamestown West’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.