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C+Cost of living
Cost of living in Huron

Even on the area’s higher pay, Huron costs more to live in than 56% of U.S. towns

Home prices around Huron have risen about 74% over the past 5 years. No new homes were permitted in 2025.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Rochester, NY metro area ($76K). How TownRatings grades cost of living

Typical home value
$320K
▲ 5.2% in a year · NY $522K
Estimate
Homes sold
4
in September 2026 · 4 for sale
2-bedroom rent
$1,450
a month, utilities in · HUD
Median tax bill
$4,145
NY $6,582
Area income (the grade’s yardstick)
$76K
Rochester-area median

Only 4 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Huron gets a C+ although people here earn more than most

The grade measures what housing costs against what households in the area earn. Huron’s area earns well above the typical U.S. town ($76K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 18% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 58% of renters.

In dollars

  • $1,450a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 97prices across the Rochester metro, where the U.S. is 100 (housing 87)BEA Regional Price Parities, 2024

In paychecks the grade

  • 3.1 yrsof area income buys the typical home; the typical U.S. town: 3.3$76K, Rochester-area income
  • 19%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 18%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

The short version on homes in Huron

A second-home town

41% of Huron’s homes are seasonal or vacation homes, empty for much of the year. Year-round rentals are scarce: there are 137 renter households. Property taxes ↓

Fewer people, more homes

Between the 2010 and 2020 censuses, Huron lost 246 residents while 32 new homes were permitted. With 41% of homes used seasonally, part of the new building serves people who don’t live here year-round. New homes ↓

Prices rose faster than New York’s over five years

There’s no Zillow index for Huron, so the page uses the federal house price index for the ZIP codes around it, which follows repeat sales of the same homes. It rose 74% over five years, against 52% across New York. Price trend ↓

Written from the data on this page. There’s no Zillow index for Huron, so the typical value is an estimate: the Census median carried forward with the federal house price index; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Huron’s grade

Measured against what households in the area earn, Huron is more affordable than 44% of U.S. towns. Property tax pulls the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 44%
CostlierMore affordable
How sure. Huron’s Census figures cover about 806 households. At the ends of the Census margins (area income ±$890, owners paying 30%+ ±7.0 points), Huron could be anywhere from C to B−.

How TownRatings grades cost of living →

Price trend

Home prices up 74% in 5 years

The federal house price index for the ZIP codes around Huron rose 74% over the past 5 years, faster than across New York (52%). Last year prices rose 5.2%. Carrying the Census median home value forward with that index puts the typical Huron home at roughly $320,000 today.

Huron areaNew York
0%+50%+100%+150%+200%+250%+300%200020052010201520202025
+5.2%
past year
+74%
past 5 years
+121%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $320K.

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Huron, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A year’s rent takes 19% of area income

The calculator starts from the area income the grade uses. Switch to Huron’s own median, or type yours.

Household income a year
$
Rochester-area median household income, as in the grade
You could afford about
$264,000
Typical Huron home $320K

That’s $56K short of a typical Huron home.

The typical home, each month
$2,150
Loan $1,580Tax $470Insurance $90

A two-bedroom rents for about $1,450 a month here, $700 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Huron’s typical property tax (1.78% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,450

Renters already here pay a median of $1,233, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,030
1 bedroom$1,150
2 bedrooms$1,450
3 bedrooms$1,750
4 bedrooms$1,920
17%
of households rent · NY 46%
137
renter households
58%
of renters spend 30%+ of income on rent · NY 52%
19%
of the median income, for a two-bedroom
$1,233
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Rochester, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Huron in 2025. The last year with any was 2023 (5 new homes).

Single-family
051015200020052010201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
25
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−246
New homes+32

Between the 2010 and 2020 censuses, Huron's population fell by 246 even though 32 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 41% of Huron's homes are seasonal or vacation homes, which adds housing without adding residents. Across New York: 2.2 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023550$1.3 million
2022550$2.6 million
2021330$1.2 million
2020330$732,000
2019110$208,000
2018220$363,000
2017330$400,000
2016330$400,000
2015330$355,000
2014660$798,000
2013440$785,000
2012220$525,000
2011330$420,000
2010550$1.2 million
2009220$380,000
2008770$1.1 million
2007880$1.6 million
200612120$2.3 million
2005770$712,000
200410100$784,000
200310100$1.5 million
2002990$1.1 million
2001880$1.2 million
2000000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Low tax bills, but a high tax rate

The median bill is $4,145, under the New York median of $6,582, because homes cost less. As a share of value it’s 1.78% a year, against 1.55% statewide.

$4,145
median bill a year · NY $6,582
1.78%
of a home’s value a year · NY 1.55%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Huron

Only figures published free for the whole country, each labeled with the area it covers: the Rochester, NY metro area, or New York. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
97NY 108metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
100NY 107metroBEA, 2024
Utilities
U.S. = 100
133NY 134metroBEA, 2024
Other services
U.S. = 100
98NY 104metroBEA, 2024
Electricity
cents per kWh, homes
29.9¢U.S. 18.3¢stateEIA, July 2026

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Huron vs. its neighbors

Zillow publishes no value for Huron. Rose and Butler and Wolcott have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
HuronC+—$233K1.78%$1,450
SodusB+$198K$153K2.54%$1,340
RoseB+—$134K1.82%$1,520
WolcottA—$88K2.84%$1,330
ButlerA—$90K2.34%$1,310

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Huron

Is Huron expensive to live in?

Measured against what households in the area earn, Huron costs more than 56% of U.S. towns: a C+ for cost of living. The typical home costs 3.1 years of the median household income of the Rochester, NY metro area ($76K).

How much is rent in Huron?

HUD puts a two-bedroom at about $1,450 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,233 (Census 2020–24).

What are property taxes in Huron?

The median bill is $4,145 a year, 1.78% of the median home value (New York: $6,582, 1.55%), from the Census 2020–24.

Neighbors talk housing

What Huron buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.