Storms, floods and disasters in Fultonville
Fultonville isn’t graded for hazard risk: Fultonville has 678 residents; we grade towns of 1,000 or more. Flood insurance has paid 16 claims here since 2003.
What Fultonville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Fultonville flood? Sometimes: 16 flood claims since 2003
Every paid claim on a federal flood insurance policy in Fultonville, from FEMA’s records.
- Hurricane Irene5 claims · $419K
- Tropical Storm Lee1 claim · $63K
Fultonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.5 federal disasters brought FEMA money to Fultonville
Disasters that paid out in Fultonville itself (aid to households or repair grants to the Village of Fultonville), newest first, with that year’s flood claims.
- 2011Remnants of Tropical Storm Lee$38K to the Village of Fultonville for repairs1 flood claim paid for it, $63K
- 2011Hurricane Irene82 households applied for aid$320K aid approved$147K to the Village of Fultonville for repairs5 flood claims paid for it, $419K
- 2006Severe Storms and Flooding$200K to the Village of Fultonville for repairs
- 2006Severe Storms and Flooding83 households applied for aid$205K aid approved$121K to the Village of Fultonville for repairs
- 2000Severe Storms and Flooding$6K to the Village of Fultonville for repairs
Montgomery County has had 19 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Fultonville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Fultonville archive →Fultonville and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fultonville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fultonville
Does Fultonville flood?
Flood insurance has paid 16 claims in Fultonville since 2003, $1.1M in all. 3 properties have flooded more than once. The most claims came from Hurricane Irene (5).
Is Fultonville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Montgomery County, 23% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Fultonville?
FEMA’s Community Rating System list shows no discount for Fultonville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Fultonville?
By FEMA money that reached Fultonville, Hurricane Irene (2011): 82 households applied for aid, $320K approved, and $147K to the Village of Fultonville for repairs. By flood claims, Hurricane Irene: 5 paid, $419K.
Storm stories
Memories, warnings and help from neighbors in Fultonville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fultonville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.