Photo: Rolf Müller (User:Rolfmueller) · CC BY-SA 3.0Even on the area’s higher pay, Fishkill costs more to live in than 90% of U.S. towns
Home prices around Fishkill have risen about 44% over the past 5 years. No new homes were permitted in 2025.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Kiryas Joel-Poughkeepsie-Newburgh, NY metro area ($98K). How TownRatings grades cost of living
Only 3 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade measures what housing costs against what households in the area earn. Fishkill’s area earns well above the typical U.S. town ($98K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 20% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 52% of renters.
In dollars
- $2,510a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 109prices across the Kiryas Joel metro, where the U.S. is 100 (housing 116)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.2 yrsof area income buys the typical home; the typical U.S. town: 3.3$98K, Kiryas Joel-area income
- 28%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 52%of renters pay 30%+ of income for housing; across New York: 52%Census 2020–24
- 20%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Fishkill
What’s behind Fishkill’s grade
Measured against what households in the area earn, Fishkill is more affordable than 10% of U.S. towns. Rent pulls the grade down most; home prices hold it up.
Home prices up 44% in 5 years
The federal house price index for the ZIP code around Fishkill rose 44% over the past 5 years, slower than across New York (52%). Last year prices rose 7.1%. Carrying the Census median home value forward with that index puts the typical Fishkill home at roughly $360,000 today.
Carrying the Census median forward with the index puts a typical home at about $360K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Fishkill, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A year’s rent takes 28% of area income
The calculator starts from the area income the grade uses. Switch to Fishkill’s own median, or type yours.
That’s $25K short of a typical Fishkill home.
A two-bedroom rents for about $2,510 a month here, $50 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Fishkill’s typical property tax (1.90% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $2,510
Renters already here pay a median of $2,300.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Kiryas Joel-Poughkeepsie-Newburgh, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
No new homes permitted in 2025
No permits for new homes were issued in Fishkill in 2025. The last year with any was 2018 (34 new homes).
Between the 2010 and 2020 censuses, Fishkill's population fell by 5 even though 37 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across New York: 2.2 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 34 | 2 | 32 | $5.8 million |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 1 | 1 | 0 | $300,000 |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 1 | 1 | 0 | $160,000 |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 1 | 1 | 0 | $160,000 |
| 2009 | 1 | 1 | 0 | $160,000 |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 0 | 0 | 0 | — |
| 2005 | 0 | 0 | 0 | — |
| 2004 | 1 | 1 | 0 | $235,000 |
| 2003 | 0 | 0 | 0 | — |
| 2002 | 0 | 0 | 0 | — |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 4 | 4 | 0 | $237,000 |
Fishkill's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Low tax bills, but a high tax rate
The median bill is $5,911, under the New York median of $6,582, because homes cost less. As a share of value it’s 1.90% a year, against 1.55% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Fishkill
Only figures published free for the whole country, each labeled with the area it covers: the Kiryas Joel-Poughkeepsie-Newburgh, NY metro area, or New York. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 109 | NY 108 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 110 | NY 107 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 137 | NY 134 | metro | BEA, 2024 |
| Other services U.S. = 100 | 107 | NY 104 | metro | BEA, 2024 |
| Electricity cents per kWh, homes | 29.9¢ | U.S. 18.3¢ | state | EIA, July 2026 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Fishkill vs. its neighbors
Zillow publishes no value for Fishkill. Merritt Park has no Zillow value, so it is in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Fishkill | D | — | $311K | 1.90% | $2,510 |
| Merritt Park | – | — | $492K | 1.71% | $2,510 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Fishkill
Is Fishkill expensive to live in?
Measured against what households in the area earn, Fishkill costs more than 90% of U.S. towns: a D for cost of living. The typical home costs 3.2 years of the median household income of the Kiryas Joel-Poughkeepsie-Newburgh, NY metro area ($98K).
How much is rent in Fishkill?
HUD puts a two-bedroom at about $2,510 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $2,300 (Census 2020–24).
What are property taxes in Fishkill?
The median bill is $5,911 a year, 1.90% of the median home value (New York: $6,582, 1.55%), from the Census 2020–24.
Neighbors talk housing
What Fishkill buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.