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Housing in Deposit

11 homes sold in Deposit in the last year, at a typical $120K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, and a shortcut to every site where Deposit homes are listed.

Homes sold
11
April 2025 to March 2026
Typical sale price
$120K
median, weighted by sales
Price per square foot
$59
New York $434
Paid vs. asking
99.8%
45% sold over asking
For sale now
4
March 2026 · 1 sold that month
What sold · last 12 months

Houses are 91% of Deposit’s sales, at a typical $122K

11 homes sold in the year to March 2026.

Houses$122K

typical sale · 10 sold in 12 months

Per square foot
$60NY $321
Days to sell
68
Sold over asking
50%
Listings with a price cut
40%
Fewer sales

Multi-family (2–4 units): 1 sold, typical $62K

Too few sales in 12 months for reliable figures.

5 years of sales

Fewer homes sell than before 2023, at 2.2 times the 2018 price

11 sales in the last year, against 25 in 2022 and a low of 16 in 2018. The typical sale went from $56K in 2018 to $120K.

Homes soldTypical sale price
012253750$50K$100K$150K$200K2018: 16 sold, typical $56K’182019: 18 sold, typical $59K2021: 22 sold, typical $120K’212022: 25 sold, typical $103K2023: 21 sold, typical $125K’23Last 12 months: 11 sold, typical $120KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $150K buys in Deposit

Houseat $60 a sq ft
The same money in New Yorkat $321 a sq ft

Is this asking price fair?

Check a listing against what Deposit homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

Rent or buy?

Owning the typical Deposit home costs about $901 a month

Mortgage
Property tax
Insurance
Rent

Price: Deposit’s typical sale, last 12 months. Property tax at Deposit’s 2.8% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Deposit is affordable on local pay is on Cost of living.

Before you buy in Deposit

Five things worth knowing

2.8%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $120K home, about $3,300 a year.

Taxes vs. neighbors
C

Schools

The schools grade for Deposit, from test results, graduation and how much students grow.

Schools in Deposit
22 min

Typical commute

The average one-way trip to work for people who live in Deposit.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Selling, or renting out?

Post your home to Deposit, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Deposit. People who follow the town see it, and so do people comparing Deposit with their own town. No commission, no listing fee.

Questions about buying a home in Deposit

What do homes sell for in Deposit, NY?

11 homes sold in the year to March 2026 at a typical $120K, $59 a square foot.

Is Deposit a buyer’s or seller’s market?

A balanced market: 4 homes were for sale in March 2026 and 1 sold, about 4 months of supply. Buyers paid 99.8% of asking on average, and 41% of listings cut their price.

How much are property taxes in Deposit?

About 2.8% of a home’s value a year. On a $120K home that’s near $3,300.

Where can I see homes for sale in Deposit?

Zillow, Redfin, Realtor.com and Homes.com all carry Deposit’s MLS listings; the search links above open each one filtered to Deposit.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).