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New York›Broome County

DepositNY

A town of 1,404.

Is Deposit a good place to live?

The best of Deposit’s subject grades are an A for the outdoors and an A− for history; the weakest is a D− for incomes. 28% of residents live below the poverty line in Deposit, where New York’s towns sit at 9.5% and U.S. towns at 9.6%. On incomes, just 7 of New York’s 1,216 towns do worse. Deposit is more walkable than 74% of U.S. towns. Deposit has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Deposit stand out

Where Deposit beats most towns.

A shrinking town

Deposit has shrunk 20% since 2010

1,663 counted in 2010 and 1,387 in 2020; an estimated 1,404 in 2025.

1,6632010
1,3872020
1,4042025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Deposit grades

Each subject compared with towns across the country (schools within New York), ordered by how far Deposit is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Deposit (Village)
Deposit (Village), 1869
Deposit’s story

Deposit in pictures

Census counts: 1,714 in 1880, 1,427 in 2020. The archive holds 12 old photos and papers going back to 1869 and 3 maps from 1924 on.

Explore the history →
Getting set up

Moving to Deposit: who provides what

Who provides power, water and the rest in Deposit, and how to reach them.

The full setup list →
PowerNew York State Elec & Gas22.6¢/kWh · EIA 2025HIFLD · EIA
WaterDeposit (V) Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Deposit’s trash rules yet
SchoolsDeposit Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereBroome County Board of ElectionsBroome County; contacts on the Handbook page.FVAP, Sep 2025
ZIP code1375413754 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Deposit.

Natural hazardsHazard risk grade D

High risk in Deposit, with inland flooding at the top

Expected storm and flood damage is higher than in 78% of U.S. communities. Since 1978, 104 flood insurance claims have been paid out in Deposit.

78risk score of 100
FEMA risk score
78High riskLowerHigher
Inland flooding
104
paid flood claims since 1978
8
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Deposit has snowy winters and pleasant summers

Deposit has cold, snowy winters and pleasant summers. At 81°F, Deposit’s July high is against 81°F in New York’s towns and 85°F across U.S. towns.

69″snow a winter

Typical low → high °F

Winter17–34°
Spring33–57°
Summer55–79°
Fall39–60°
Oct 9
typical first frost
May 12
typical last frost
+1.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D−

About one in six working residents works right in Deposit

Most working residents leave Deposit for work: only 16% work in town. The median household income in Deposit is $48,000. Since 2013, Deposit has lost 348 jobs, to 489 in 2023.

16%work in town
DepositNew York townsU.S. towns
Median household income$48,000$82,000$80,000
Average trip to work22 minutes25 minutes25 minutes
Working residents who work in town16%10%8%

Where working residents work

In Deposit16%
Deposit17%
Sanford8%
New York5%
Binghamton5%
25 mi
median commute distance
489
jobs based in Deposit
Balanced
jobs vs. working residents
B+
Walkability grade: more walkable than 74% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsA

3.8% of Deposit is conserved land

0.9 miles of trail in 3 parks and preserves. Deposit’s trail density is 0.7 miles per square mile.

3.8%conserved
DepositNew York townsU.S. towns
Miles of trail per square mile0.7 miles per square mile0.40.4
Conserved land3.8%5.2%4.3%
3.8%
conserved · 32 of 840 acres
0.9 mi
of trails · 0.7 per sq mi
Biggest places to walkTrailsAcres
1. Firemen's Park0.3 mi7
2. Warner Field—7
3. Kamp's Mohawk Field—4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthB−

Deposit is less healthy than 52% of U.S. towns

Deposit beats the New York average on 2 of 32 CDC measures and trails it on 13. 15% of Deposit adults report frequent physical distress.

48%healthier than U.S. townsB−Health Grade
DepositNew York townsU.S. towns
Frequent physical distress (CDC PLACES)15%14%14%
High blood pressure (CDC PLACES)37%34%35%
Smoke cigarettes (CDC PLACES)15%13%14%
Yearly checkup (CDC PLACES)82%81%79%
32 measures vs. New York
2 better17 too close to call13 worse
What stands outDepositNY
Fewer uninsured adults6.3%7.9%
Fewer adults facing housing insecurity12.3%14.5%
More adults with COPD8.7%6%
Barnes-Kasson County Hospital
12 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade B

Deposit stands out in New York and nationally: the median rent there is lower

63% of households own their home in Deposit.

$150Kmedian sale price
DepositNew York townsU.S. towns
Median rent$717 a month$1,101 a month$1,185 a month
Households that own their home63%75%73%
1
homes sold in March

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Deposit

18pages on Deposit
After high school

Colleges nearby

None within 15 miles of Deposit; the nearest are

Small town

1,404 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

About Deposit

Town in New York, United States

Deposit is a town in Delaware County, New York, United States. As of the 2020 census, the town's population was 1,427. The town of Deposit is on the western border of the county. It contains a village also named Deposit, the western portion of which is located in the adjacent town of Sanford in Broome County. Its slogan is "Gateway to the Catskills".

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
45 sq mi
Elevation
990 ft
Area code
607

Questions about Deposit

Short answers, built from the data on this page.

Is Deposit, NY expensive?

The typical home is worth about $119,000, 77% below the New York typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.