Herkimer House · Photo: Wknight94 talk · CC BY-SA 3.0Storms, floods and disasters in Danube
Danube isn’t graded for hazard risk: Danube has 888 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2013.
What Danube faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Danube flood? Rarely: 1 flood claim since 2013
Every paid claim on a federal flood insurance policy in Danube, from FEMA’s records.
Danube isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Herkimer County.6 federal disasters brought FEMA money to Danube
Disasters that paid out in Danube itself (aid to households or repair grants to the Town of Danube), newest first, with that year’s flood claims.
- 2017Severe Winter Storm and Snowstorm$4K to the Town of Danube for repairs
- 2013Severe Storms and Flooding$64K to the Town of Danube for repairs1 flood claim paid that year
- 2006Severe Storms and Flooding$32K to the Town of Danube for repairs
- 2006Severe Storms and Flooding$19K to the Town of Danube for repairs
- 2004Severe Storms and Flooding$772 to the Town of Danube for repairs
- 2002Snowstorms$16K to the Town of Danube for repairs
Herkimer County has had 18 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Danube after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Danube archive →Danube and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Little Falls | Bless damage than 63% | river and rain flooding | 3 |
| Manheim | Bless damage than 62% | river and rain flooding | 8 |
| Little Falls | B−more damage than 52% | river and rain flooding | 18 |
| St. Johnsville | C−more damage than 84% | river and rain flooding | 3 |
| Minden | Dmore damage than 89% | river and rain flooding | 12 |
| Stark | — | 685 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Danube faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Danube
Does Danube flood?
Flood insurance has paid 1 claim in Danube since 2013, $10K in all.
Is Danube in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Herkimer County, 1.1% of all homes carry federal flood insurance.
How much is flood insurance in Danube?
FEMA’s Community Rating System list shows no discount for Danube’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Danube?
By FEMA money that reached Danube, Severe Storms and Flooding (2013): $64K to the Town of Danube for repairs.
Storm stories
Memories, warnings and help from neighbors in Danube.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Danube’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.