Caroga LakeNY
The town was settled in 1912 and has 448 residents today.
Is Caroga Lake a good place to live?
Caroga Lake’s age of the median resident is 62.1 years, against 43 years in New York’s towns and 40.5 years across U.S. towns. Among 759 New York towns, just 8 have a lower share of adults with a bachelor’s degree than Caroga Lake. The biggest park or preserve is Ferris Lake Wild Forest, at 35 acres. Caroga Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.
448 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
The data
Ordered by what stands out in Caroga Lake.
Caroga Lake’s typical home value is about $262K
Values rose 14% in the 12 months to September 2026. 94% of households own their home in Caroga Lake.
Typical home value
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Most of Caroga Lake’s workers commute out: the town has 0.3 jobs for each of them
Most people who work leave Caroga Lake to do it: just 4% work in town. The median household income for Caroga Lake is $55,000. The top destinations are Johnstown (17%), Gloversville (10%) and Albany (8%). 5.6% of Caroga Lake residents live below the poverty line.
| Caroga Lake | Typical New York town | Typical U.S. town | |
|---|---|---|---|
| Median household income | $55,000 | $82,000 | $80,000 |
| Below the poverty line | 5.6% | 9.5% | 9.6% |
| Working residents who work in town | 3.6% | 10% | 7.9% |
Where working residents work
Census LEHD 2024 · ACS
The climate in Caroga Lake brings four seasons and pleasant summers
The July high in Caroga Lake is 78°F.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
A larger share of adults in Caroga Lake have high blood pressure than in the typical New York or U.S. town
The share of adults in Caroga Lake who feel lonely is 30%. Only one of the 756 New York towns we compare has a higher share of adults who have diabetes than Caroga Lake. The town beats the New York average on 10 of 32 CDC measures and trails it on 15.
| Caroga Lake | Typical New York town | Typical U.S. town | |
|---|---|---|---|
| High blood pressure (CDC PLACES) | 45% | 34% | 35% |
| Frequent physical distress (CDC PLACES) | 17% | 14% | 14% |
| Diabetes (CDC PLACES) | 15% | 11% | 12% |
| Binge drink (CDC PLACES) | 14% | 17% | 16% |
| What stands out | Caroga Lake | NY |
|---|---|---|
| Fewer adults facing housing insecurity | 10.5% | 14.5% |
| Fewer uninsured adults | 5.9% | 7.9% |
| More adults with COPD | 11.1% | 6% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Protected land: 4% of Caroga Lake
Count the trails in 1 park or preserve and they come to 0.5 miles. For Caroga Lake, the trail density is 0.2 miles per square mile.
| Caroga Lake | Typical New York town | Typical U.S. town | |
|---|---|---|---|
| Miles of trail per square mile | 0.2 miles per square mile | 0.4 | 0.4 |
| Conserved land | 4% | 5.2% | 4.3% |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Ferris Lake Wild Forest | — | 35 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Caroga Lake has a moderate natural-hazard risk, chiefly from inland flooding
Of the losses FEMA expects locally, 81% come from inland flooding and 7% from cold waves. Caroga Lake’s natural-hazard score from FEMA is 54 of 100.
FEMA National Risk Index · OpenFEMA
Everything we know about Caroga Lake
Moving to Caroga Lake: who provides what
Caroga Lake is unincorporated, so Fulton County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.
96% of working residents leave Caroga Lake for work
Where Caroga Lake’s working residents go each day. Line width shows the share.
Census LEHD 2024
Colleges nearby
1 within 15 miles of the center of Caroga Lake
About 0 of every 100 Caroga Lake residents are enrolled in college, against 7 across New York.
Questions about Caroga Lake
Short answers, built from the data on this page.
Is Caroga Lake, NY a good place to live?
Caroga Lake has fewer than 1,000 residents, too few for fair grades; the figures below are still real.
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