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A−Hazard risk
Natural hazards in Boonville · FEMA

On FEMA’s figures, Boonville faces less hazard damage per building than 84% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Boonville gets an A− for hazard risk: lower expected damage per building than 84% of U.S. towns. Most of that expected damage is river and rain flooding (91%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 91%Earthquakes 4%Strong wind 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 84%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A−
in New York · lower than 84% of U.S. towns
Main hazard
River and rain flooding
91% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
4
of 21 declared for Oneida County

What stands out about Boonville’s natural hazards

From FEMA’s model and FEMA’s records, below.

Lower expected damage than 84% of U.S. townsFEMA’s model of yearly storm and flood damage per dollar of building.Moved out of harm’s way1 flood-prone property bought out and cleared with FEMA grants.
By hazard

What Boonville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

91%of expected building damage
About average · lower than 55% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Earthquakes Strong wind Ice storms Tornadoes Hurricanes Winter storms Hail Wildfire Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 9% of Boonville’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Boonville’s grade

River and rain flooding is 91% of the building damage FEMA expects in Boonville, and Boonville’s rate of river and rain flooding damage is lower than 55% of U.S. census tracts.

Where Boonville sits
Boonville
Least damageMiddleMost damage

A− lower expected damage per building than 84% of U.S. towns (21,298).

All of Boonville’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding91%Earthquakes4%Everything else6%

In dollars, FEMA expects about $559K a year in losses across Boonville: $463K to buildings, the rest to people and crops.

Shared tract.All of Boonville’s 2,020 residents (2020 census) live in one census tract, which it shares with Boonville town (4,518 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Boonville flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Boonville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Boonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oneida County.
What’s been done with FEMA grants
1flood-prone property bought out and cleared
Disasters

4 federal disasters brought FEMA money to Boonville

Disasters that paid out in Boonville itself (aid to households or repair grants to the Village of Boonville), newest first, with that year’s flood claims.

  1. 2017Severe Winter Storm and Snowstorm$12K to the Village of Boonville for repairs
  2. 2011Remnants of Tropical Storm Lee1 households applied for aid$2K aid approved
  3. 2007Record Snow and Near Record Snow$4K to the Village of Boonville for repairs
  4. 2006Severe Storms and Flooding3 households applied for aid$7K aid approved
Disasters declared, by decade
Paid out in BoonvilleOneida County only

Oneida County has had 21 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Boonville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Boonville archive →
Be ready

Get ready for what Boonville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Boonville

Is Boonville at risk for natural disasters?

On FEMA’s National Risk Index, Boonville has lower expected damage per building than 84% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (91%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Boonville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Oneida County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.

How much is flood insurance in Boonville?

FEMA’s Community Rating System list shows no discount for Boonville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Boonville?

By FEMA money that reached Boonville, Severe Winter Storm and Snowstorm (2017): $12K to the Village of Boonville for repairs.

Is Boonville at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (91%), and Boonville’s rate for it is lower than 55% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Boonville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Boonville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.