Measured against area pay, Boonville costs less to live in than 72% of U.S. towns
Builders were permitted 1 new home in 2025.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Utica-Rome, NY metro area ($70K). How TownRatings grades cost of living
Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade compares costs with what households across the Utica metro earn ($70K, Census 2020–24). The typical home costs 2.5 years of metro income, and 47% of renters pay 30% or more of income for housing.
In dollars
- $1,050a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 93prices across the Utica metro, where the U.S. is 100 (housing 66)BEA Regional Price Parities, 2024
In paychecks the grade
- 2.5 yrsof area income buys the typical home; the typical U.S. town: 3.3$70K, Utica-area income
- 10%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 47%of renters pay 30%+ of income for housing; across New York: 52%Census 2020–24
- 14%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out about housing in Boonville
What’s behind Boonville’s grade
Measured against what households in the area earn, Boonville is more affordable than 72% of U.S. towns. The share of households paying 30%+ for housing pulls the grade down most; rent holds it up.
A year’s rent takes 10% of area income
The calculator starts from the area income the grade uses. Switch to Boonville’s own median, or type yours.
That covers a typical Boonville home, with $77K to spare.
A two-bedroom rents for about $1,050 a month here, $90 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Boonville’s typical property tax (1.41% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,050
Renters already here pay a median of $589, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Utica-Rome, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
1 new home permitted in 2025
Builders were permitted 1 new home in Boonville in 2025. That's 0.5 per 1,000 residents, slower than across New York (1.8). Over the past 10 years, Boonville has permitted 1 homes in all.
Between the 2010 and 2020 censuses, Boonville's population fell by 52 even though 8 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. Across New York: 2.2 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 1 | 1 | 0 | $120,000 |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 4 | 0 | 4 | $125,000 |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 2 | 2 | 0 | $269,000 |
| 2012 | 1 | 1 | 0 | $145,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 1 | 1 | 0 | $150,000 |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 0 | 0 | 0 | — |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 1 | 1 | 0 | $150,000 |
| 2005 | 0 | 0 | 0 | — |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 0 | 0 | 0 | — |
| 2002 | 0 | 0 | 0 | — |
| 2001 | 0 | 0 | 0 | — |
| 2000 | 1 | 1 | 0 | $100,000 |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs below the New York norm
The median bill is $2,500 (New York: $6,582), 1.41% of a home’s value a year, against 1.55% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Boonville
Only figures published free for the whole country, each labeled with the area it covers: the Utica-Rome, NY metro area, or New York. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 93 | NY 108 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 100 | NY 107 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 132 | NY 134 | metro | BEA, 2024 |
| Other services U.S. = 100 | 98 | NY 104 | metro | BEA, 2024 |
| Electricity cents per kWh, homes | 29.9¢ | U.S. 18.3¢ | state | EIA, July 2026 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Boonville and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Boonville | B+ | — | $178K | 1.41% | $1,050 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Boonville
Is Boonville expensive to live in?
Measured against what households in the area earn, Boonville costs less than 72% of U.S. towns: a B+ for cost of living. The typical home costs 2.5 years of the median household income of the Utica-Rome, NY metro area ($70K).
How much is rent in Boonville?
HUD puts a two-bedroom at about $1,050 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $589 (Census 2020–24).
What are property taxes in Boonville?
The median bill is $2,500 a year, 1.41% of the median home value (New York: $6,582, 1.55%), from the Census 2020–24.
Neighbors talk housing
What Boonville buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.