Storms, floods and disasters in Binghamton University
Binghamton University isn’t graded for hazard risk: Binghamton University is a Census area inside a town, graded with the town. Flood insurance has paid 3 claims here since 2011.
What Binghamton University faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Binghamton University flood? Rarely: 3 flood claims since 2011
Every paid claim on a federal flood insurance policy in Binghamton University, from FEMA’s records.
- Tropical Storm Lee2 claims · $37K
Binghamton University isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Broome County.The storms Binghamton University remembers
None of the 23 disasters declared for Broome County shows FEMA aid or repair money reaching Binghamton University itself in FEMA’s records, so these are its biggest flood-claim years.
- 20112 flood claims paidThe year of Remnants of Tropical Storm Lee, declared for Broome County
- 20181 flood claims paidThe year of Severe Storms and Flooding, declared for Broome County
Broome County has had 23 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Binghamton University after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Binghamton University archive →Get ready for what Binghamton University faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Binghamton University
Does Binghamton University flood?
Flood insurance has paid 3 claims in Binghamton University since 2011, $59K in all. The most claims came from Tropical Storm Lee (2).
Is Binghamton University in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Broome County, 1.8% of all homes carry federal flood insurance.
How much is flood insurance in Binghamton University?
FEMA’s Community Rating System list shows no discount for Binghamton University’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Binghamton University?
By flood claims, Tropical Storm Lee: 2 paid, $37K.
Storm stories
Memories, warnings and help from neighbors in Binghamton University.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Binghamton University’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.