On FEMA’s figures, Attica faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Attica gets a B− for hazard risk: lower expected damage per building than 51% of U.S. towns. Most of that expected damage is river and rain flooding (94%). Flood insurance has paid 66 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Attica faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Attica’s grade
River and rain flooding is 94% of the building damage FEMA expects in Attica, and Attica’s rate of river and rain flooding damage is higher than 74% of U.S. census tracts.
B− lower expected damage per building than 51% of U.S. towns (21,298).
Attica’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $785K a year in losses across Attica: $641K to buildings, the rest to people and crops.
Does Attica flood? Sometimes: 66 flood claims since 1979
Every paid claim on a federal flood insurance policy in Attica, from FEMA’s records: 59.9 per 1,000 homes, more than 94% of the 13,809 U.S. towns with a flood insurance record.
Attica isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wyoming County.4 federal disasters brought FEMA money to Attica
Disasters that paid out in Attica itself (aid to households or repair grants to the Village of Attica), newest first, with that year’s flood claims.
- 2014Severe Winter Storm, Snowstorm, and Flooding$13K to the Village of Attica for repairs
- 2001Snow$5K to the Village of Attica for repairs
- 1999Snow$2K to the Village of Attica for repairs
- 1999Snow$3K to the Village of Attica for repairs
Wyoming County has had 18 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Attica after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Attica archive →Get ready for what Attica faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Attica
Is Attica at risk for natural disasters?
On FEMA’s National Risk Index, Attica has lower expected damage per building than 51% of U.S. towns: B− for hazard risk. Most of the expected damage is river and rain flooding (94%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Attica flood?
Flood insurance has paid 66 claims in Attica since 1979, $1.5M in all, or 59.9 per 1,000 homes, more than 94% of U.S. towns with a flood insurance record. 7 properties have flooded more than once.
Is Attica in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wyoming County, 0.5% of all homes carry federal flood insurance.
How much is flood insurance in Attica?
FEMA’s Community Rating System list shows no discount for Attica’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Attica?
By FEMA money that reached Attica, Severe Winter Storm, Snowstorm, and Flooding (2014): $13K to the Village of Attica for repairs.
Is Attica at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (94%), and Attica’s rate for it is higher than 74% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Attica.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Attica’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.