Rio Puerco Bridge · Photo: Creator:Michael Quintieri · CC BY-SA 3.0Storms, floods and disasters in Pajarito Mesa
Pajarito Mesa isn’t graded for hazard risk: Pajarito Mesa has 83 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1981.
What Pajarito Mesa faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Pajarito Mesa flood? Rarely: 1 flood claim since 1981
Every paid claim on a federal flood insurance policy in Pajarito Mesa, from FEMA’s records.
Pajarito Mesa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Bernalillo County.The storms Pajarito Mesa remembers
None of the 4 disasters declared for Bernalillo County shows FEMA aid or repair money reaching Pajarito Mesa itself in FEMA’s records, so these are its biggest flood-claim years.
- 19811 flood claims paidNo declaration for the county that year
Bernalillo County has had 4 natural disasters declared by the President since 1953, most often severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 4 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Bernalillo County, 2003–2016.
Old photos of Pajarito Mesa after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pajarito Mesa archive →Get ready for what Pajarito Mesa faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pajarito Mesa
Does Pajarito Mesa flood?
Flood insurance has paid 1 claim in Pajarito Mesa since 1981, $635 in all.
Is Pajarito Mesa in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bernalillo County, 29% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Pajarito Mesa?
FEMA’s Community Rating System list shows no discount for Pajarito Mesa’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Pajarito Mesa.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pajarito Mesa’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.