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A−Cost of living
Cost of living in McIntosh

Measured against area pay, McIntosh costs less to live in than 78% of U.S. towns

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Albuquerque, NM metro area ($71K). How TownRatings grades cost of living

Typical home value
$169K
NM $248K
Estimate
2-bedroom rent
$1,310
a month, utilities in · HUD
Median tax bill
$798
NM $1,731
Area income (the grade’s yardstick)
$71K
Albuquerque-area median
Cheap is not the same as affordable: why McIntosh gets an A−, not an A+

In dollars, homes in McIntosh cost less than the New Mexico typical home. But the grade compares costs with what households in the area earn, and Albuquerque-area incomes are lower too ($71K, against $74K for the typical U.S. town). Property tax takes 0.47% of a home’s value a year (New Mexico: 0.70%), and 49% of renters pay 30% or more of income for housing.

In dollars

  • $1,310a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 96prices across the Albuquerque metro, where the U.S. is 100 (housing 89)BEA Regional Price Parities, 2024

In paychecks the grade

  • 2.4 yrsof area income buys the typical home; the typical U.S. town: 3.3$71K, Albuquerque-area income
  • 30%of owners do; the typical U.S. town: 20%Census 2020–24

What kind of housing town is McIntosh?

Read from the numbers below. The page puts what stands out first.

Cost of living grade

What’s behind McIntosh’s grade

Measured against what households in the area earn, McIntosh is more affordable than 78% of U.S. towns. The share of households paying 30%+ for housing pulls the grade down most; property tax holds it up.

All U.S. towns we grade (21,243)More affordable than 78%
CostlierMore affordable
How sure. McIntosh’s Census figures cover about 776 households. At the ends of the Census margins (area income ±$969, owners paying 30%+ ±20.7 points), McIntosh could be anywhere from B to A+.

How TownRatings grades cost of living →

★ What stands out · Affordability

A typical home costs 2.4 years of area income

The calculator starts from the area income the grade uses. Switch to McIntosh’s own median, or type yours.

Household income a year
$
Albuquerque-area median household income, as in the grade
You could afford about
$294,000
Typical McIntosh home $169K

That covers a typical McIntosh home, with $125K to spare.

The typical home, each month
$950
Loan $830Tax $70Insurance $50

A two-bedroom rents for about $1,310 a month here, $360 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, McIntosh’s typical property tax (0.47% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,310

Fair Market Rent a month, utilities included

Studio$940
1 bedroom$1,080
2 bedrooms$1,310
3 bedrooms$1,750
4 bedrooms$1,990
13%
of households rent · NM 30%
104
renter households
49%
of renters spend 30%+ of income on rent · NM 50%
28%
of the median income, for a two-bedroom

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Albuquerque, NM MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs below the New Mexico norm

The median bill is $798 (New Mexico: $1,731), 0.47% of a home’s value a year, against 0.70% statewide.

$798
median bill a year · NM $1,731
0.47%
of a home’s value a year · NM 0.70%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near McIntosh

Only figures published free for the whole country, each labeled with the area it covers: the Albuquerque, NM metro area, or New Mexico. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
96NM 92metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
96NM 96metroBEA, 2024
Utilities
U.S. = 100
78NM 78metroBEA, 2024
Other services
U.S. = 100
99NM 99metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

McIntosh and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
McIntoshA−—$169K0.47%$1,310

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in McIntosh

Is McIntosh expensive to live in?

Measured against what households in the area earn, McIntosh costs less than 78% of U.S. towns: an A− for cost of living. The typical home costs 2.4 years of the median household income of the Albuquerque, NM metro area ($71K).

How much is rent in McIntosh?

HUD puts a two-bedroom at about $1,310 a month with utilities, the going rate for someone moving in.

What are property taxes in McIntosh?

The median bill is $798 a year, 0.47% of the median home value (New Mexico: $1,731, 0.70%), from the Census 2020–24.

Neighbors talk housing

What McIntosh buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.