Photo: Cathy from USA · CC BY-SA 2.0Storms, floods and disasters in Jemez Springs
Jemez Springs isn’t graded for hazard risk: Jemez Springs has 284 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2002.
What Jemez Springs faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Jemez Springs flood? Rarely: 1 flood claim since 2002
Every paid claim on a federal flood insurance policy in Jemez Springs, from FEMA’s records.
Jemez Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sandoval County.1 federal disaster brought FEMA money to Jemez Springs
Disasters that paid out in Jemez Springs itself (aid to households or repair grants to the Village of Jemez Springs), newest first, with that year’s flood claims.
- 2022Wildfires, Straight-line Winds, Flooding, Mudflows, and Debris Flows$95K to the Village of Jemez Springs for repairs
Sandoval County has had 12 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 6 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Sandoval County, 2002–2017.
Old photos of Jemez Springs after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Jemez Springs archive →Get ready for what Jemez Springs faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Jemez Springs
Does Jemez Springs flood?
Flood insurance has paid 1 claim in Jemez Springs since 2002, $7K in all.
Is Jemez Springs in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sandoval County, 19% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.
How much is flood insurance in Jemez Springs?
FEMA’s Community Rating System list shows no discount for Jemez Springs’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Jemez Springs?
By FEMA money that reached Jemez Springs, Wildfires, Straight-line Winds, Flooding, Mudflows, and Debris Flows (2022): $95K to the Village of Jemez Springs for repairs.
Storm stories
Memories, warnings and help from neighbors in Jemez Springs.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Jemez Springs’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.