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Hatch New Mexico Municipal BuildingPhoto: AllenS · Public domain
A+Cost of living
Cost of living in Hatch

Measured against area pay, Hatch costs less to live in than almost every U.S. town

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Las Cruces, NM metro area ($57K). How TownRatings grades cost of living

Typical home value
$103K
NM $248K
Estimate
Homes sold
0
in July
2-bedroom rent
$970
a month, utilities in · HUD
Median tax bill
$597
NM $1,731
Area income (the grade’s yardstick)
$57K
Las Cruces-area median

Only 0 sales in July 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Hatch gets an A+

The grade compares costs with what households across the Las Cruces metro earn ($57K, Census 2020–24). The typical home costs 1.8 years of metro income, and 27% of renters pay 30% or more of income for housing.

In dollars

  • $970a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 90prices across the Las Cruces metro, where the U.S. is 100 (housing 63)BEA Regional Price Parities, 2024

In paychecks the grade

  • 1.8 yrsof area income buys the typical home; the typical U.S. town: 3.3$57K, Las Cruces-area income
  • 11%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 16%of owners do; the typical U.S. town: 20%Census 2020–24

What kind of housing town is Hatch?

Read from the numbers below. The page puts what stands out first.

Cost of living grade

What’s behind Hatch’s grade

Measured against what households in the area earn, Hatch is more affordable than 99% of U.S. towns. The share of households paying 30%+ for housing pulls the grade down most; rent holds it up.

All U.S. towns we grade (21,243)More affordable than 99%
CostlierMore affordable
How sure. Hatch’s Census figures cover about 447 households. At the ends of the Census margins (area income ±$2,642, owners paying 30%+ ±11.8 points), Hatch could be anywhere from A to A+.

How TownRatings grades cost of living →

★ What stands out · Affordability

A typical home costs 1.8 years of area income

The calculator starts from the area income the grade uses. Switch to Hatch’s own median, or type yours.

Household income a year
$
Las Cruces-area median household income, as in the grade
You could afford about
$232,000
Typical Hatch home $103K

That covers a typical Hatch home, with $129K to spare.

The typical home, each month
$590
Loan $510Tax $50Insurance $30

A two-bedroom rents for about $970 a month here, $380 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Hatch’s typical property tax (0.58% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $970

Renters already here pay a median of $503, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$700
1 bedroom$890
2 bedrooms$970
3 bedrooms$1,360
4 bedrooms$1,490
29%
of households rent · NM 30%
128
renter households
27%
of renters spend 30%+ of income on rent · NM 50%
27%
of the median income, for a two-bedroom
$503
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Las Cruces, NM MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs below the New Mexico norm

The median bill is $597 (New Mexico: $1,731), 0.58% of a home’s value a year, against 0.70% statewide.

$597
median bill a year · NM $1,731
0.58%
of a home’s value a year · NM 0.70%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Hatch

Only figures published free for the whole country, each labeled with the area it covers: the Las Cruces, NM metro area, or New Mexico. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
90NM 92metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
96NM 96metroBEA, 2024
Utilities
U.S. = 100
78NM 78metroBEA, 2024
Other services
U.S. = 100
99NM 99metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Hatch and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
HatchA+—$103K0.58%$970

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Hatch

Is Hatch expensive to live in?

Measured against what households in the area earn, Hatch costs less than 99% of U.S. towns: an A+ for cost of living. The typical home costs 1.8 years of the median household income of the Las Cruces, NM metro area ($57K).

How much is rent in Hatch?

HUD puts a two-bedroom at about $970 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $503 (Census 2020–24).

What are property taxes in Hatch?

The median bill is $597 a year, 0.58% of the median home value (New Mexico: $1,731, 0.70%), from the Census 2020–24.

Neighbors talk housing

What Hatch buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, July 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.