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C+Cost of living
Cost of living in Dixon

Measured against area pay, Dixon costs more to live in than 58% of U.S. towns

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Española, NM micro area ($57K). How TownRatings grades cost of living

Typical home value
$393K
NM $248K
Estimate
Homes sold
1
in September 2026 · 5 for sale
2-bedroom rent
$1,200
a month, utilities in · HUD
Median tax bill
$1,240
NM $1,731
Area income (the grade’s yardstick)
$57K
Española-area median

Only 1 sale in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Dixon gets a C+

The grade compares costs with what households across the Española-area micro earn ($57K, Census 2020–24). Even so, the typical home costs 6.9 years of area income, and 100% of renters pay 30% or more of income for housing.

In dollars

  • $1,200a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 6.9 yrsof area income buys the typical home; the typical U.S. town: 3.3$57K, Española-area income
  • 24%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out

What stands out about housing in Dixon

Cost of living grade

What’s behind Dixon’s grade

Measured against what households in the area earn, Dixon is more affordable than 42% of U.S. towns. Home prices pull the grade down most; property tax holds it up.

All U.S. towns we grade (21,243)More affordable than 42%
CostlierMore affordable
How sure. Dixon’s Census figures cover about 543 households. At the ends of the Census margins (area income ±$4,325, owners paying 30%+ ±16.2 points), Dixon could be anywhere from C− to B+.

How TownRatings grades cost of living →

Affordability

A typical home costs 6.9 years of area income

The calculator starts from the area income the grade uses. Switch to Dixon’s own median, or type yours.

Household income a year
$
Española-area median household income, as in the grade
You could afford about
$242,000
Typical Dixon home $393K

That’s $151K short of a typical Dixon home.

The typical home, each month
$2,160
Loan $1,940Tax $100Insurance $110

A two-bedroom rents for about $1,200 a month here, $960 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Dixon’s typical property tax (0.32% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,200

Fair Market Rent a month, utilities included

Studio$870
1 bedroom$960
2 bedrooms$1,200
3 bedrooms$1,480
4 bedrooms$1,890
22%
of households rent · NM 30%
73
renter households
100%
of renters spend 30%+ of income on rent · NM 50%
27%
of the median income, for a two-bedroom

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Rio Arriba County, NM): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs below the New Mexico norm

The median bill is $1,240 (New Mexico: $1,731), 0.32% of a home’s value a year, against 0.70% statewide.

$1,240
median bill a year · NM $1,731
0.32%
of a home’s value a year · NM 0.70%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Dixon and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
DixonC+—$393K0.32%$1,200

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Dixon

Is Dixon expensive to live in?

Measured against what households in the area earn, Dixon costs more than 58% of U.S. towns: a C+ for cost of living. The typical home costs 6.9 years of the median household income of the Española, NM micro area ($57K).

How much is rent in Dixon?

HUD puts a two-bedroom at about $1,200 a month with utilities, the going rate for someone moving in.

What are property taxes in Dixon?

The median bill is $1,240 a year, 0.32% of the median home value (New Mexico: $1,731, 0.70%), from the Census 2020–24.

Neighbors talk housing

What Dixon buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.