Measured against area pay, Cuartelez costs less to live in than 79% of U.S. towns
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Santa Fe, NM metro area ($79K). How TownRatings grades cost of living
Only 0 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
The grade compares costs with what households across the Santa Fe metro earn ($79K, Census 2020–24). The typical home costs 3.9 years of metro income, and 100% of renters pay 30% or more of income for housing.
In dollars
- $1,470a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 99prices across the Santa Fe metro, where the U.S. is 100 (housing 108)BEA Regional Price Parities, 2024
In paychecks the grade
- 3.9 yrsof area income buys the typical home; the typical U.S. town: 3.3$79K, Santa Fe-area income
- 0%of owners do; the typical U.S. town: 20%Census 2020–24
What kind of housing town is Cuartelez?
Read from the numbers below. The page puts what stands out first.
What’s behind Cuartelez’s grade
Measured against what households in the area earn, Cuartelez is more affordable than 79% of U.S. towns. Home prices pull the grade down most; the share of households paying 30%+ for housing holds it up.
A typical home costs 3.9 years of area income
The calculator starts from the area income the grade uses. Switch to Cuartelez’s own median, or type yours.
That covers a typical Cuartelez home, with $12K to spare.
A two-bedroom rents for about $1,470 a month here, $300 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the New Mexico typical property tax (0.70% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,470
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Santa Fe, NM MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
The rest of a budget near Cuartelez
Only figures published free for the whole country, each labeled with the area it covers: the Santa Fe, NM metro area, or New Mexico. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 99 | NM 92 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | NM 96 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 77 | NM 78 | metro | BEA, 2024 |
| Other services U.S. = 100 | 99 | NM 99 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Cuartelez vs. its neighbors
Zillow publishes no value for Cuartelez. La Puebla has no Zillow value, so it is in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Cuartelez | A− | — | $305K | — | $1,470 |
| La Puebla | – | — | $267K | 0.54% | $1,470 |
| Santa Cruz | – | $343K | $253K | 0.39% | $1,470 |
| Sombrillo | – | — | $324K | 0.44% | $1,470 |
| Española | B | $343K | $211K | 0.49% | $1,470 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Cuartelez
Is Cuartelez expensive to live in?
Measured against what households in the area earn, Cuartelez costs less than 79% of U.S. towns: an A− for cost of living. The typical home costs 3.9 years of the median household income of the Santa Fe, NM metro area ($79K).
How much is rent in Cuartelez?
HUD puts a two-bedroom at about $1,470 a month with utilities, the going rate for someone moving in.
Neighbors talk housing
What Cuartelez buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.