Photo: Steven Baltakatei Sandoval · CC BY-SA 4.0Homes in Crownpoint cost about 1.3 years of local pay, but renters are stretched more than prices suggest
More affordable than 78% of U.S. towns, #14 of 72 in New Mexico.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Gallup, NM micro area ($48K). How TownRatings grades cost of living
In dollars, homes in Crownpoint cost less than the New Mexico typical home. But the grade compares costs with what households in the area earn, and Gallup-area incomes are lower too ($48K, against $74K for the typical U.S. town). and 42% of renters pay 30% or more of income for housing.
In dollars
- $970a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 1.3 yrsof area income buys the typical home; the typical U.S. town: 3.3$48K, Gallup-area income
- 15%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 42%of renters pay 30%+ of income for housing; across New Mexico: 50%Census 2020–24
- 16%of owners do; the typical U.S. town: 20%Census 2020–24
Housing in Crownpoint, in brief
Most Crownpoint households rent
56% of households rent their home, 451 in all, against 30% across New Mexico. Renting ↓
New renters pay more than renters already here
HUD puts a standard two-bedroom at about $970 a month with utilities, the going rate for someone moving in. Renters already in Crownpoint pay a median of $593. Renting ↓
Written from the data on this page. There’s no Zillow index for Crownpoint, so the typical value is the Census median; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Crownpoint’s grade
Measured against what households in the area earn, Crownpoint is more affordable than 78% of U.S. towns, #14 of 72 in New Mexico. The share of households paying 30%+ for housing pulls the grade down most; home prices hold it up.
A typical home costs 1.3 years of area income
The calculator starts from the area income the grade uses. Switch to Crownpoint’s own median, or type yours.
That covers a typical Crownpoint home, with $131K to spare.
A two-bedroom rents for about $970 a month here, $610 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the New Mexico typical property tax (0.70% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $970
Renters already here pay a median of $593, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Farmington, NM MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Crownpoint and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Crownpoint | A− | — | $61K | — | $970 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Crownpoint
Is Crownpoint expensive to live in?
Measured against what households in the area earn, Crownpoint costs less than 78% of U.S. towns: an A− for cost of living, #14 of 72 in New Mexico. The typical home costs 1.3 years of the median household income of the Gallup, NM micro area ($48K).
How much is rent in Crownpoint?
HUD puts a two-bedroom at about $970 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $593 (Census 2020–24).
Neighbors talk housing
What Crownpoint buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.