Photo: Saucemaster · CC BY-SA 3.0FEMA puts Woodlynne’s expected hazard damage per building above that of 72% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Woodlynne gets a C for hazard risk: higher expected damage per building than 72% of U.S. towns, #339 of 468 in New Jersey. Most of that expected damage is river and rain flooding (63%), then coastal flooding (24%). Flood insurance has paid 48 claims here since 1988.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Woodlynne’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Woodlynne faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Coastal flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Woodlynne’s grade
River and rain flooding is 63% of the building damage FEMA expects in Woodlynne, and Woodlynne’s rate of river and rain flooding damage is higher than 69% of U.S. census tracts. Coastal flooding adds 24%, at a rate in the top 1% of U.S. census tracts.
C #339 of 468 in New Jersey; higher expected damage per building than 72% of U.S. towns (21,298).
All of Woodlynne’s residents live in one census tract; the figures are that tract’s.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Woodlynne has more expected damage per building than 72% of New Jersey towns.
In dollars, FEMA expects about $673K a year in losses across Woodlynne: $451K to buildings, the rest to people and crops.
Does Woodlynne flood? Sometimes: 48 flood claims since 1988
Every paid claim on a federal flood insurance policy in Woodlynne, from FEMA’s records: 47.1 per 1,000 homes, more than 92% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Irene5 claims · $15K
- Hurricane Sandy5 claims · $46K
- The March 2010 nor’easter1 claim · $2K
Woodlynne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.6 federal disasters brought FEMA money to Woodlynne
Disasters that paid out in Woodlynne itself (aid to households or repair grants to the Borough of Woodlynne), newest first, with that year’s flood claims.
- 2016Severe Winter Storm and Snowstorm$7K to the Borough of Woodlynne for repairs
- 2012Hurricane Sandy9 households applied for aid$3K aid approved$13K to the Borough of Woodlynne for repairs5 flood claims paid for it, $46K
- 2011Hurricane Irene64 households applied for aid$49K aid approved5 flood claims paid for it, $15K
- 2010Severe Winter Storm and Snowstorm$6K to the Borough of Woodlynne for repairs1 flood claim paid that year
- 2009Snowstorm$8K to the Borough of Woodlynne for repairs1 flood claim paid that year
- 2004Severe Storms and Flooding2 households applied for aid$8K aid approved
Camden County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Woodlynne after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Woodlynne archive →Woodlynne and its neighbors
Woodlynne is 3rd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Collingswood | C+more damage than 62% | river and rain flooding | 34 |
| Camden | Cmore damage than 68% | river and rain flooding | 321 |
| Woodlynne | Cmore damage than 72% | river and rain flooding | 48 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Woodlynne faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Woodlynne
Is Woodlynne at risk for natural disasters?
On FEMA’s National Risk Index, Woodlynne has higher expected damage per building than 72% of U.S. towns: C for hazard risk, #339 of 468 in New Jersey. Most of the expected damage is river and rain flooding (63%) and coastal flooding (24%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Woodlynne flood?
Flood insurance has paid 48 claims in Woodlynne since 1988, $183K in all, or 47.1 per 1,000 homes, more than 92% of U.S. towns with a flood insurance record. 4 properties have flooded more than once. The most claims came from Hurricane Irene (5).
Is Woodlynne in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Camden County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Woodlynne?
FEMA’s Community Rating System list shows no discount for Woodlynne’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Woodlynne?
By FEMA money that reached Woodlynne, Hurricane Irene (2011): 64 households applied for aid, $49K approved. By flood claims, Hurricane Irene: 5 paid, $15K.
Is Woodlynne at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (63%), and Woodlynne’s rate for it is higher than 69% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Woodlynne.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodlynne’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.