Photo: Sturmovik at English Wikipedia · CC BY-SA 3.0FEMA expects less hazard damage per building in Winslow Township than in 92% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Winslow Township gets an A for hazard risk: lower expected damage per building than 92% of U.S. towns, #13 of 468 in New Jersey. Most of that expected damage is river and rain flooding (73%). Flood insurance has paid 9 claims here since 2003.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Winslow Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Winslow Township’s grade
River and rain flooding is 73% of the building damage FEMA expects in Winslow Township, and Winslow Township’s rate of river and rain flooding damage is lower than 80% of U.S. census tracts. Next is hurricanes at 10% (higher than 71% of U.S. census tracts).
A #13 of 468 in New Jersey; lower expected damage per building than 92% of U.S. towns (21,298).
Winslow Township’s residents live in 8 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Winslow Township has less expected damage per building than 97% of New Jersey towns.
In dollars, FEMA expects about $7.3M a year in losses across Winslow Township: $4.9M to buildings, the rest to people and crops.
Does Winslow Township flood? Rarely: 9 flood claims since 2003
Every paid claim on a federal flood insurance policy in Winslow Township, from FEMA’s records: 0.6 per 1,000 homes, fewer than 88% of the 13,809 U.S. towns with a flood insurance record.
- The March 2010 nor’easter2 claims · $4K
- The April 2007 nor’easter1 claim · $5K
Winslow Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.6 federal disasters brought FEMA money to Winslow Township
Disasters that paid out in Winslow Township itself (aid to households or repair grants to Winslow Township), newest first, with that year’s flood claims.
- 2016Severe Winter Storm and Snowstorm$67K to Winslow Township for repairs
- 2015Severe Storm$273K to Winslow Township for repairs
- 2011Hurricane Irene3 households applied for aid$5K aid approved$10K to Winslow Township for repairs2 flood claims paid that year
- 2010Severe Winter Storm and Snowstorm$77K to Winslow Township for repairs2 flood claims paid that year
- 2009Snowstorm$80K to Winslow Township for repairs1 flood claim paid that year
- 2007Severe Storms and Inland and Coastal Flooding2 households applied for aid$2K aid approved$16K to Winslow Township for repairs1 flood claim paid that year
Camden County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Winslow Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Winslow Township archive →Winslow Township and its neighbors
Winslow Township is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Berlin | A+less damage than 97% | river and rain flooding | 3 |
| Chesilhurst | Aless damage than 94% | river and rain flooding | 1 |
| Winslow Township | Aless damage than 92% | river and rain flooding | 9 |
| Monroe Township | Aless damage than 91% | river and rain flooding | 128 |
| Waterford Township | Aless damage than 90% | river and rain flooding | 2 |
| Williamstown | — | a Census area inside a town; graded with the town | |
| Sicklerville | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Winslow Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Winslow Township
Is Winslow Township at risk for natural disasters?
On FEMA’s National Risk Index, Winslow Township has lower expected damage per building than 92% of U.S. towns: A for hazard risk, #13 of 468 in New Jersey. Most of the expected damage is river and rain flooding (73%) and hurricanes (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Winslow Township flood?
Flood insurance has paid 9 claims in Winslow Township since 2003, $53K in all, or 0.6 per 1,000 homes, fewer than 88% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from March 2010 Nor'easter (2).
Is Winslow Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Camden County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Winslow Township?
FEMA’s Community Rating System list shows no discount for Winslow Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Winslow Township?
By FEMA money that reached Winslow Township, Severe Storm (2015): $273K to Winslow Township for repairs. By flood claims, March 2010 Nor'easter: 2 paid, $4K.
Is Winslow Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (73%), and Winslow Township’s rate for it is lower than 80% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Winslow Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Winslow Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.