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–Not graded
Natural hazards in Turnersville · FEMA

Storms, floods and disasters in Turnersville

Turnersville isn’t graded for hazard risk: Turnersville is a Census area inside a town, graded with the town. Flood insurance has paid 3 claims here since 2011.

Flood claims
3
paid since 2011 · $15K
Disasters paid out here
0
of 20 declared for Gloucester County
By hazard

What Turnersville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

76%of expected building damage
Below average · lower than 72% of U.S. census tracts
Recorded about 3 times a year in the area

Earthquakes

6%of expected building damage
About average · higher than 59% of U.S. census tracts

Hurricanes

6%of expected building damage
Above average · higher than 67% of U.S. census tracts
Recorded about once every 10 years in the area

Strong wind

6%of expected building damage
Well above average · in the top 10% of U.S. census tracts
Recorded about 6 times a year in the area
Smaller shares here
 Tornadoes Winter storms Wildfire Ice storms Lightning Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 8% of Turnersville’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Turnersville flood? Rarely: 3 flood claims since 2011

Every paid claim on a federal flood insurance policy in Turnersville, from FEMA’s records.

Paid flood claims, by year
2011: 1 claim2012: 0 claims2013: 1 claim2014: 0 claims2015: 1 claim2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims201120132015
20112026
3
paid claims since 2011
$15K
paid to owners
0
homes flooded more than once
$5K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Turnersville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gloucester County.
Disasters

The storms Turnersville remembers

None of the 20 disasters declared for Gloucester County shows FEMA aid or repair money reaching Turnersville itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20111 flood claims paidThe year of Hurricane Irene, declared for Gloucester County
  2. 20131 flood claims paidNo declaration for the county that year
  3. 20151 flood claims paidThe year of Severe Storm, declared for Gloucester County
Disasters declared, by decade
Paid out in TurnersvilleGloucester County only

Gloucester County has had 20 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Turnersville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Turnersville archive →
Next door

Turnersville and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Washington TownshipAless damage than 94%river and rain flooding190
Gloucester TownshipAless damage than 87%river and rain flooding11
Grenloch—666 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Turnersville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Turnersville

Does Turnersville flood?

Flood insurance has paid 3 claims in Turnersville since 2011, $15K in all.

Is Turnersville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Gloucester County, 50% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Turnersville?

FEMA’s Community Rating System list shows no discount for Turnersville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Turnersville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Turnersville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.