Photo: Smallbones · CC BY-SA 3.0FEMA expects more hazard damage per building in Mullica Township than in 67% of U.S. towns, led by river and rain flooding
On FEMA’s National Risk Index, Mullica Township gets a C for hazard risk: higher expected damage per building than 67% of U.S. towns, #305 of 468 in New Jersey. Most of that expected damage is river and rain flooding (45%), then hurricanes (20%). Flood insurance has paid 146 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Mullica Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Mullica Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Strong wind
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mullica Township’s grade
River and rain flooding is 45% of the building damage FEMA expects in Mullica Township, and Mullica Township’s rate of river and rain flooding damage is lower than 61% of U.S. census tracts. Strong wind adds 19%, at a rate in the top 1% of U.S. census tracts.
C #305 of 468 in New Jersey; higher expected damage per building than 67% of U.S. towns (21,298).
All of Mullica Township’s residents live in one census tract; the figures are that tract’s.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Mullica Township has more expected damage per building than 65% of New Jersey towns.
In dollars, FEMA expects about $2.3M a year in losses across Mullica Township: $1.7M to buildings, the rest to people and crops.
Does Mullica Township flood? Yes: 146 flood claims since 1979
Every paid claim on a federal flood insurance policy in Mullica Township, from FEMA’s records: 64.0 per 1,000 homes, more than 94% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Sandy66 claims · $4.8M
- The December Storm - nor’easter23 claims · $277K
- Hurricane Irene9 claims · $190K
Mullica Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Atlantic County.10 federal disasters brought FEMA money to Mullica Township
Disasters that paid out in Mullica Township itself (aid to households or repair grants to Mullica Township), newest first, with that year’s flood claims.
- 2020Tropical Storm Isaias$94K to Mullica Township for repairs
- 2016Severe Winter Storm and Snowstorm$7K to Mullica Township for repairs
- 2015Severe Storm$49K to Mullica Township for repairs
- 2012Hurricane Sandy$81K to Mullica Township for repairs66 flood claims paid for it, $4.8M
- 2012Severe Storms and Straight-line Winds$10K to Mullica Township for repairs
- 2011Hurricane Irene$18K to Mullica Township for repairs9 flood claims paid for it, $190K
Show all 10
- 2010Severe Winter Storm and Snowstorm$15K to Mullica Township for repairs
- 2010Severe Storms and Flooding$36K to Mullica Township for repairs
- 2010Severe Winter Storm and Snowstorm$23K to Mullica Township for repairs
- 2009Snowstorm$17K to Mullica Township for repairs1 flood claim paid that year
Atlantic County has had 28 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Mullica Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mullica Township archive →Mullica Township and its neighbors
Mullica Township is 5th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Egg Harbor City | Bless damage than 56% | river and rain flooding | 12 |
| Hammonton | B−less damage than 54% | river and rain flooding | 8 |
| Hamilton Township | B−more damage than 55% | river and rain flooding | 311 |
| Galloway Township | C+more damage than 59% | river and rain flooding | 72 |
| Mullica Township | Cmore damage than 67% | river and rain flooding | 146 |
| Washington Township | — | 489 residents; we grade 1,000+ | |
| Sweetwater | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mullica Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mullica Township
Is Mullica Township at risk for natural disasters?
On FEMA’s National Risk Index, Mullica Township has higher expected damage per building than 67% of U.S. towns: C for hazard risk, #305 of 468 in New Jersey. Most of the expected damage is river and rain flooding (45%) and hurricanes (20%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Mullica Township flood?
Flood insurance has paid 146 claims in Mullica Township since 1979, $5.7M in all, or 64.0 per 1,000 homes, more than 94% of U.S. towns with a flood insurance record. 14 properties have flooded more than once. The most claims came from Hurricane Sandy (66).
Is Mullica Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Atlantic County, 94% of homes in mapped flood zones carry federal flood insurance, and 14.4% of all homes do.
How much is flood insurance in Mullica Township?
FEMA’s Community Rating System list shows no discount for Mullica Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mullica Township?
By FEMA money that reached Mullica Township, Tropical Storm Isaias (2020): $94K to Mullica Township for repairs. By flood claims, Hurricane Sandy: 66 paid, $4.8M.
Is Mullica Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (45%), and Mullica Township’s rate for it is lower than 61% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mullica Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mullica Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.