On FEMA’s figures, Lindenwold faces less hazard damage per building than 75% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Lindenwold gets an A− for hazard risk: lower expected damage per building than 75% of U.S. towns, #78 of 468 in New Jersey. Most of that expected damage is river and rain flooding (82%). Flood insurance has paid 2 claims here since 2007.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lindenwold faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lindenwold’s grade
River and rain flooding is 82% of the building damage FEMA expects in Lindenwold, and Lindenwold’s rate of river and rain flooding damage is lower than 54% of U.S. census tracts. Next is hurricanes at 6% (higher than 69% of U.S. census tracts).
A− #78 of 468 in New Jersey; lower expected damage per building than 75% of U.S. towns (21,298).
Lindenwold’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Lindenwold has less expected damage per building than 84% of New Jersey towns.
In dollars, FEMA expects about $3.0M a year in losses across Lindenwold: $2.0M to buildings, the rest to people and crops.
Does Lindenwold flood? Rarely: 2 flood claims since 2007
Every paid claim on a federal flood insurance policy in Lindenwold, from FEMA’s records: 0.2 per 1,000 homes, fewer than 97% of the 13,809 U.S. towns with a flood insurance record.
- The April 2007 nor’easter2 claims · $7K
Lindenwold isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.9 federal disasters brought FEMA money to Lindenwold
Disasters that paid out in Lindenwold itself (aid to households or repair grants to the Borough of Lindenwold), newest first, with that year’s flood claims.
- 2016Severe Winter Storm and Snowstorm$26K to the Borough of Lindenwold for repairs
- 2015Severe Storm$86K to the Borough of Lindenwold for repairs
- 2012Hurricane Sandy22 households applied for aid$3K aid approved$25K to the Borough of Lindenwold for repairs
- 2011Hurricane Irene103 households applied for aid$69K aid approved$24K to the Borough of Lindenwold for repairs
- 2010Severe Storms and Flooding1 households applied for aid$2K aid approved
- 2010Severe Winter Storm and Snowstorm$46K to the Borough of Lindenwold for repairs
Show all 9
- 2009Snowstorm$49K to the Borough of Lindenwold for repairs
- 2007Severe Storms and Inland and Coastal Flooding29 households applied for aid$18K aid approved2 flood claims paid that year
- 2004Severe Storms and Flooding27 households applied for aid$70K aid approved
Camden County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Lindenwold after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Lindenwold archive →Lindenwold and its neighbors
Lindenwold is 7th of the 9 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Pine Hill | Aless damage than 92% | river and rain flooding | 6 |
| Gibbsboro | Aless damage than 91% | river and rain flooding | 3 |
| Voorhees Township | Aless damage than 89% | river and rain flooding | 10 |
| Gloucester Township | Aless damage than 87% | river and rain flooding | 11 |
| Stratford | Aless damage than 85% | river and rain flooding | 1 |
| Somerdale | A−less damage than 84% | river and rain flooding | 7 |
| Lindenwold | A−less damage than 75% | river and rain flooding | 2 |
| Laurel Springs | B+less damage than 68% | river and rain flooding | 1 |
| Clementon | B+less damage than 66% | river and rain flooding | 5 |
| Echelon | — | a Census area inside a town; graded with the town | |
| West Berlin | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lindenwold faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lindenwold
Is Lindenwold at risk for natural disasters?
On FEMA’s National Risk Index, Lindenwold has lower expected damage per building than 75% of U.S. towns: A− for hazard risk, #78 of 468 in New Jersey. Most of the expected damage is river and rain flooding (82%) and hurricanes (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Lindenwold flood?
Flood insurance has paid 2 claims in Lindenwold since 2007, $7K in all, or 0.2 per 1,000 homes, fewer than 97% of U.S. towns with a flood insurance record. The most claims came from April 2007 Nor'easter (2).
Is Lindenwold in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Camden County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Lindenwold?
FEMA’s Community Rating System list shows no discount for Lindenwold’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Lindenwold?
By FEMA money that reached Lindenwold, Hurricane Irene (2011): 103 households applied for aid, $69K approved, and $24K to the Borough of Lindenwold for repairs. By flood claims, April 2007 Nor'easter: 2 paid, $7K.
Is Lindenwold at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (82%), and Lindenwold’s rate for it is lower than 54% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lindenwold.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lindenwold’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.