Photo: Zeete · CC BY-SA 4.0On FEMA’s figures, Kingwood Township faces more hazard damage per building than 84% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Kingwood Township gets a C− for hazard risk: higher expected damage per building than 84% of U.S. towns, #402 of 468 in New Jersey. Most of that expected damage is river and rain flooding (88%). Flood insurance has paid 136 claims here since 1983.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Kingwood Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Kingwood Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Kingwood Township’s grade
River and rain flooding is 88% of the building damage FEMA expects in Kingwood Township, and Kingwood Township’s rate of river and rain flooding damage is in the top 9% of U.S. census tracts. Strong wind adds 5%, at a rate in the top 3% of U.S. census tracts.
C− #402 of 468 in New Jersey; higher expected damage per building than 84% of U.S. towns (21,298).
All of Kingwood Township’s residents live in one census tract; the figures are that tract’s.
The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Kingwood Township has more expected damage per building than 86% of New Jersey towns.
In dollars, FEMA expects about $3.3M a year in losses across Kingwood Township: $2.8M to buildings, the rest to people and crops.
Does Kingwood Township flood? Yes: 136 flood claims since 1983
Every paid claim on a federal flood insurance policy in Kingwood Township, from FEMA’s records: 84.2 per 1,000 homes, more than 95% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ida7 claims · $448K
- Hurricane Irene4 claims · $209K
- The Torrential rain3 claims · $139K
Kingwood Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hunterdon County.8 federal disasters brought FEMA money to Kingwood Township
Disasters that paid out in Kingwood Township itself (aid to households or repair grants to Kingwood Township), newest first, with that year’s flood claims.
- 2021Remnants of Hurricane Ida$706K to Kingwood Township for repairs7 flood claims paid for it, $448K
- 2016Severe Winter Storm and Snowstorm$31K to Kingwood Township for repairs
- 2012Hurricane Sandy$79K to Kingwood Township for repairs
- 2011Severe Storm$17K to Kingwood Township for repairs
- 2011Hurricane Irene$58K to Kingwood Township for repairs4 flood claims paid for it, $209K
- 2010Severe Storms and Flooding$4K to Kingwood Township for repairs
Show all 8
- 2006Severe Storms and Flooding$5K to Kingwood Township for repairs34 flood claims paid that year
- 2004Severe Storms and Flooding$5K to Kingwood Township for repairs29 flood claims paid that year
Hunterdon County has had 18 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Kingwood Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Kingwood Township archive →Kingwood Township and its neighbors
Kingwood Township is 7th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Plumstead Township | A−less damage than 78% | river and rain flooding | 66 |
| Franklin Township | B+less damage than 65% | river and rain flooding | 4 |
| Tinicum Township | C+more damage than 64% | river and rain flooding | 309 |
| Delaware Township | Cmore damage than 71% | river and rain flooding | 55 |
| Alexandria Township | Cmore damage than 72% | river and rain flooding | 23 |
| Frenchtown | C−more damage than 84% | river and rain flooding | 92 |
| Kingwood Township | C−more damage than 84% | river and rain flooding | 136 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Kingwood Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Kingwood Township
Is Kingwood Township at risk for natural disasters?
On FEMA’s National Risk Index, Kingwood Township has higher expected damage per building than 84% of U.S. towns: C− for hazard risk, #402 of 468 in New Jersey. Most of the expected damage is river and rain flooding (88%) and strong wind (5%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Kingwood Township flood?
Flood insurance has paid 136 claims in Kingwood Township since 1983, $5.9M in all, or 84.2 per 1,000 homes, more than 95% of U.S. towns with a flood insurance record. 31 properties have flooded more than once. The most claims came from Hurricane Ida (7).
Is Kingwood Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hunterdon County, 66% of homes in mapped flood zones carry federal flood insurance, and 1.5% of all homes do.
How much is flood insurance in Kingwood Township?
FEMA’s Community Rating System list shows no discount for Kingwood Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Kingwood Township?
By FEMA money that reached Kingwood Township, Remnants of Hurricane Ida (2021): $706K to Kingwood Township for repairs. By flood claims, Hurricane Ida: 7 paid, $448K.
Is Kingwood Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Kingwood Township’s rate for it is in the top 9% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Kingwood Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Kingwood Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.