Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0Storms, floods and disasters in Hi-Nella
Hi-Nella isn’t graded for hazard risk: Hi-Nella has 855 residents; we grade towns of 1,000 or more.
What Hi-Nella faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Hi-Nella flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Hi-Nella. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Hi-Nella isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Camden County.5 federal disasters brought FEMA money to Hi-Nella
Disasters that paid out in Hi-Nella itself (aid to households or repair grants to the Borough of Hi-Nella), newest first, with that year’s flood claims.
- 2016Severe Winter Storm and Snowstorm$6K to the Borough of Hi-Nella for repairs
- 2015Severe Storm$14K to the Borough of Hi-Nella for repairs
- 2011Hurricane Irene1 households applied for aid$3K to the Borough of Hi-Nella for repairs
- 2010Severe Winter Storm and Snowstorm$2K to the Borough of Hi-Nella for repairs
- 2009Snowstorm$3K to the Borough of Hi-Nella for repairs
Camden County has had 17 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of Hi-Nella after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hi-Nella archive →Hi-Nella and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Gloucester Township | Aless damage than 87% | river and rain flooding | 11 |
| Stratford | Aless damage than 85% | river and rain flooding | 1 |
| Somerdale | A−less damage than 84% | river and rain flooding | 7 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Hi-Nella faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hi-Nella
Is Hi-Nella in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Camden County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Hi-Nella?
FEMA’s Community Rating System list shows no discount for Hi-Nella’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hi-Nella?
By FEMA money that reached Hi-Nella, Severe Storm (2015): $14K to the Borough of Hi-Nella for repairs.
Storm stories
Memories, warnings and help from neighbors in Hi-Nella.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hi-Nella’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.