Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY 3.0Storms, floods and disasters in East Freehold
East Freehold isn’t graded for hazard risk: East Freehold is a Census area inside a town, graded with the town. Flood insurance has paid 8 claims here since 2007.
What East Freehold faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does East Freehold flood? Rarely: 8 flood claims since 2007
Every paid claim on a federal flood insurance policy in East Freehold, from FEMA’s records.
- Hurricane Irene3 claims · $20K
- The April 2007 nor’easter2 claims · $5K
- The March 2010 nor’easter1 claim · $5K
East Freehold isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Monmouth County.The storms East Freehold remembers
None of the 20 disasters declared for Monmouth County shows FEMA aid or repair money reaching East Freehold itself in FEMA’s records, so these are its biggest flood-claim years.
- 20114 flood claims paidThe year of Hurricane Irene, declared for Monmouth County
- 20072 flood claims paidNo declaration for the county that year
- 20101 flood claims paidThe year of Severe Winter Storm and Snowstorm, declared for Monmouth County
Monmouth County has had 20 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Old photos of East Freehold after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the East Freehold archive →East Freehold and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Freehold Township | C+more damage than 65% | river and rain flooding | 30 |
| Marlboro Township | Cmore damage than 69% | river and rain flooding | 54 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what East Freehold faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in East Freehold
Does East Freehold flood?
Flood insurance has paid 8 claims in East Freehold since 2007, $57K in all. The most claims came from Hurricane Irene (3).
Is East Freehold in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Monmouth County, 70% of homes in mapped flood zones carry federal flood insurance, and 7.4% of all homes do.
How much is flood insurance in East Freehold?
FEMA’s Community Rating System list shows no discount for East Freehold’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in East Freehold?
By flood claims, Hurricane Irene: 3 paid, $20K.
Storm stories
Memories, warnings and help from neighbors in East Freehold.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where East Freehold’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.