Photo: Mr. Matté (if there is an issue with this image, contact me using this image's Commons talk page, my Commons user talk page, or my English Wikipedia user talk page; I'll know about it a lot faster) · CC BY-SA 4.0FEMA expects more hazard damage per building in Eagleswood Township than in 83% of U.S. towns, led by coastal flooding
On FEMA’s National Risk Index, Eagleswood Township gets a C− for hazard risk: higher expected damage per building than 83% of U.S. towns. Most of that expected damage is coastal flooding (34%), then river and rain flooding (30%). Flood insurance has paid 175 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Eagleswood Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Eagleswood Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Coastal flooding
River and rain flooding
Wildfire
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Eagleswood Township’s grade
Coastal flooding is 34% of the building damage FEMA expects in Eagleswood Township, and Eagleswood Township’s rate of coastal flooding damage is in the top 1% of U.S. census tracts. Wildfire adds 15%, at a rate in the top 3% of U.S. census tracts.
C− higher expected damage per building than 83% of U.S. towns (21,298).
All of Eagleswood Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $880K a year in losses across Eagleswood Township: $779K to buildings, the rest to people and crops.
Does Eagleswood Township flood? Yes: 175 flood claims since 1979
Every paid claim on a federal flood insurance policy in Eagleswood Township, from FEMA’s records: 219.8 per 1,000 homes, more than 98% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Sandy92 claims · $4.9M
- The December Storm - nor’easter35 claims · $378K
- The “Halloween” storm6 claims · $13K
Eagleswood Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ocean County.4 federal disasters brought FEMA money to Eagleswood Township
Disasters that paid out in Eagleswood Township itself (aid to households or repair grants to Eagleswood Township), newest first, with that year’s flood claims.
- 2016Severe Winter Storm and Snowstorm$4K to Eagleswood Township for repairs
- 2012Hurricane Sandy1 households applied for aid$1.2M to Eagleswood Township for repairs92 flood claims paid for it, $4.9M
- 2011Hurricane Irene$2K to Eagleswood Township for repairs1 flood claim paid for it, $12K
- 2009Snowstorm$7K to Eagleswood Township for repairs2 flood claims paid that year
Ocean County has had 22 natural disasters declared by the President since 1953, most often winter storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Ocean County, 2002–2025.
Old photos of Eagleswood Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Eagleswood Township archive →Eagleswood Township and its neighbors
Eagleswood Township is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Little Egg Harbor Township | Cmore damage than 70% | river and rain flooding | 3,837 |
| Stafford Township | Cmore damage than 75% | river and rain flooding | 4,207 |
| Eagleswood Township | C−more damage than 83% | coastal flooding | 175 |
| Long Beach Township | Dmore damage than 92% | river and rain flooding | 6,318 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Eagleswood Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Eagleswood Township
Is Eagleswood Township at risk for natural disasters?
On FEMA’s National Risk Index, Eagleswood Township has higher expected damage per building than 83% of U.S. towns: C− for hazard risk. Most of the expected damage is coastal flooding (34%) and river and rain flooding (30%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Eagleswood Township flood?
Flood insurance has paid 175 claims in Eagleswood Township since 1979, $5.6M in all, or 219.8 per 1,000 homes, more than 98% of U.S. towns with a flood insurance record. 11 properties have flooded more than once. The most claims came from Hurricane Sandy (92).
Is Eagleswood Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Ocean County, 71% of homes in mapped flood zones carry federal flood insurance, and 16.6% of all homes do.
How much is flood insurance in Eagleswood Township?
FEMA’s Community Rating System list shows no discount for Eagleswood Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Eagleswood Township?
By FEMA money that reached Eagleswood Township, Hurricane Sandy (2012): 1 households applied for aid, $0 approved, and $1.2M to Eagleswood Township for repairs. By flood claims, Hurricane Sandy: 92 paid, $4.9M.
Is Eagleswood Township at risk from coastal flooding?
It is the largest share of the building damage FEMA expects here (34%), and Eagleswood Township’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Eagleswood Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Eagleswood Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.