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CLARA BARTON SCHOOL IN BORDENTOWN HISTORIC DISTRICTPhoto: JERRYE & ROY KLOTZ MD · CC BY-SA 3.0
CHazard risk
Natural hazards in Bordentown Township · FEMA

FEMA puts Bordentown Township’s expected hazard damage per building above that of 70% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Bordentown Township gets a C for hazard risk: higher expected damage per building than 70% of U.S. towns, #320 of 468 in New Jersey. Most of that expected damage is river and rain flooding (80%). Flood insurance has paid 3 claims here since 2009.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 70%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#320 of 468 in New Jersey
By hazard

What Bordentown Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

80%of expected building damage
Above average · higher than 79% of U.S. census tracts
Recorded about 3 times a year in the area

Strong wind

5%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about 6 times a year in the area
Smaller shares here
 Earthquakes Hurricanes Coastal flooding top 4% Tornadoes Ice storms Wildfire Winter storms Lightning Hail Cold waves Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Bordentown Township’s grade

River and rain flooding is 80% of the building damage FEMA expects in Bordentown Township, and Bordentown Township’s rate of river and rain flooding damage is higher than 79% of U.S. census tracts. Strong wind adds 5%, at a rate in the top 5% of U.S. census tracts.

Where Bordentown Township sits
Bordentown Township
Least damageMiddleMost damage

C #320 of 468 in New Jersey; higher expected damage per building than 70% of U.S. towns (21,298).

Bordentown Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding80%Strong wind5%Earthquakes5%Everything else11%

The typical New Jersey town has higher expected damage than 56% of U.S. towns; within the state, Bordentown Township has more expected damage per building than 68% of New Jersey towns.

In dollars, FEMA expects about $4.3M a year in losses across Bordentown Township: $3.7M to buildings, the rest to people and crops.

A small-area figure. Bordentown Township covers 3 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Bordentown Township flood? Rarely: 3 flood claims since 2009

Every paid claim on a federal flood insurance policy in Bordentown Township, from FEMA’s records: 0.6 per 1,000 homes, fewer than 86% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2009: 1 claim2010: 0 claims2011: 0 claims2012: 0 claims2013: 1 claim2014: 1 claim2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims200920132014
20092026
Biggest named events
  • The Mid-spring storms1 claim · $968
3
paid claims since 2009
$7K
paid to owners
1
homes flooded more than once
$2K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Bordentown Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Burlington County.
Disasters

8 federal disasters brought FEMA money to Bordentown Township

Disasters that paid out in Bordentown Township itself (aid to households or repair grants to Bordentown Township), newest first, with that year’s flood claims.

  1. 2020Tropical Storm Isaias$15K to Bordentown Township for repairs
  2. 2018Severe Winter Storm and Snowstorm$43K to Bordentown Township for repairs
  3. 2016Severe Winter Storm and Snowstorm$29K to Bordentown Township for repairs
  4. 2012Hurricane Sandy$775K to Bordentown Township for repairs
  5. 2011Hurricane Irene$440K to Bordentown Township for repairs
  6. 2010Severe Winter Storm and Snowstorm$24K to Bordentown Township for repairs
Show all 8
  1. 2010Severe Winter Storm and Snowstorm$17K to Bordentown Township for repairs
  2. 2009Snowstorm$22K to Bordentown Township for repairs1 flood claim paid that year
Disasters declared, by decade
Paid out in Bordentown TownshipBurlington County only

Burlington County has had 22 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Burlington County, 2007–2007.

Were you here?

Old photos of Bordentown Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Bordentown Township archive →
Next door

Bordentown Township and its neighbors

Bordentown Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Falls TownshipB+less damage than 74%river and rain flooding117
Chesterfield TownshipBless damage than 64%river and rain flooding2
Hamilton TownshipC+more damage than 64%river and rain flooding247
Mansfield TownshipCmore damage than 67%river and rain flooding29
Bordentown TownshipCmore damage than 70%river and rain flooding3
BordentownCmore damage than 72%river and rain flooding7
Yardville—a Census area inside a town; graded with the town
Groveville—a Census area inside a town; graded with the town
White Horse—a Census area inside a town; graded with the town
Fieldsboro—649 residents; we grade 1,000+
Roebling—a Census area inside a town; graded with the town

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Bordentown Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Bordentown Township

Is Bordentown Township at risk for natural disasters?

On FEMA’s National Risk Index, Bordentown Township has higher expected damage per building than 70% of U.S. towns: C for hazard risk, #320 of 468 in New Jersey. Most of the expected damage is river and rain flooding (80%) and strong wind (5%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Bordentown Township flood?

Flood insurance has paid 3 claims in Bordentown Township since 2009, $7K in all, or 0.6 per 1,000 homes, fewer than 86% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from Mid-spring storms (1).

Is Bordentown Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Burlington County, 55% of homes in mapped flood zones carry federal flood insurance, and 2.2% of all homes do.

How much is flood insurance in Bordentown Township?

FEMA’s Community Rating System list shows no discount for Bordentown Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Bordentown Township?

By FEMA money that reached Bordentown Township, Hurricane Sandy (2012): $775K to Bordentown Township for repairs. By flood claims, Mid-spring storms: 1 paid, $968.

Is Bordentown Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (80%), and Bordentown Township’s rate for it is higher than 79% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Bordentown Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bordentown Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.