Photo: Ascended Dreamer · CC BY-SA 4.0Storms, floods and disasters in Pinardville
Pinardville isn’t graded for hazard risk: Pinardville is a Census area inside a town, graded with the town. Flood insurance has paid 4 claims here since 2006.
What Pinardville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Pinardville flood? Rarely: 4 flood claims since 2006
Every paid claim on a federal flood insurance policy in Pinardville, from FEMA’s records.
Pinardville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hillsborough County.The storms Pinardville remembers
None of the 26 disasters declared for Hillsborough County shows FEMA aid or repair money reaching Pinardville itself in FEMA’s records, so these are its biggest flood-claim years.
- 20062 flood claims paidThe year of Severe Storms and Flooding, declared for Hillsborough County
- 20072 flood claims paidThe year of Severe Storms and Flooding, declared for Hillsborough County
Hillsborough County has had 26 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Pinardville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Pinardville archive →Get ready for what Pinardville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Pinardville
Does Pinardville flood?
Flood insurance has paid 4 claims in Pinardville since 2006, $315K in all.
Is Pinardville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hillsborough County, 34% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Pinardville?
FEMA’s Community Rating System list shows no discount for Pinardville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Pinardville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Pinardville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.