Photo: Andrew Sawyer · CC BY 2.5

–Not graded

Natural hazards in Landaff · FEMA

Storms, floods and disasters in Landaff

Landaff isn’t graded for hazard risk: Landaff has 420 residents; we grade towns of 1,000 or more. Flood insurance has paid 17 claims here since 1981.

Flood claims

paid since 1981 · $188K

Disasters paid out here

of 34 declared for Grafton County

By hazard

What Landaff faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

94%of expected building damage

Well above average · in the top 7% of U.S. census tracts

Recorded about 4 times a year in the area

Smaller shares here

Hurricanes Earthquakes Ice storms Winter storms Landslides top 2% Strong wind Tornadoes Lightning Hail Wildfire Cold waves Heat waves

FEMA models no building damage here

Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Landaff flood? Sometimes: 17 flood claims since 1981

Every paid claim on a federal flood insurance policy in Landaff, from FEMA’s records.

Paid flood claims, by year

198119862000

19812026

Biggest named events

Hurricane Irene2 claims · $22K
The December nor’easter1 claim · $11K

paid claims since 1981

$188K

paid to owners

homes flooded more than once

$11K

average claim

of homes in flood zones are insured

of all homes are insured

No community discount

Landaff isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grafton County.

Disasters

5 federal disasters brought FEMA money to Landaff

Disasters that paid out in Landaff itself (aid to households or repair grants to the Town of Landaff), newest first, with that year’s flood claims.

2017Severe Storm and Flooding$3K to the Town of Landaff for repairs
2017Severe Storms and Flooding$5K to the Town of Landaff for repairs
2011Tropical Storm Irene$810 to the Town of Landaff for repairs2 flood claims paid for it, $22K
2007Severe Storms and Flooding$4K to the Town of Landaff for repairs
2001Snow$2K to the Town of Landaff for repairs

Disasters declared, by decade

Paid out in LandaffGrafton County only

Grafton County has had 34 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Landaff after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Landaff archive →

Next door

Landaff and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

LisbonBathEastonBentonLandaff

Lowest fifthSecondMiddleFourthHighest fifth

Town	Hazard risk	Mostly (buildings)	Flood claims
Lisbon	C⁻more damage than 85%	river and rain flooding	14
Bath	C⁻more damage than 85%	river and rain flooding	3
Easton	—	356 residents; we grade 1,000+
Benton	—	386 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Landaff faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises

Turn around at flooded roads: a foot of moving water can carry off a car.
Flood insurance usually takes 30 days to start, so buy it before the forecast.
Keep papers and medicines up high, in a grab-and-go bag.

Questions about natural hazards in Landaff

Does Landaff flood?

Flood insurance has paid 17 claims in Landaff since 1981, $188K in all. The most claims came from Hurricane Irene (2).

Is Landaff in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grafton County, 18% of homes in mapped flood zones carry federal flood insurance, and 1.1% of all homes do.

How much is flood insurance in Landaff?

FEMA’s Community Rating System list shows no discount for Landaff’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Landaff?

By FEMA money that reached Landaff, Severe Storms and Flooding (2017): $5K to the Town of Landaff for repairs. By flood claims, Hurricane Irene: 2 paid, $22K.

Storm stories

Memories, warnings and help from neighbors in Landaff.

Town Square →

Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Landaff’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.

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