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R6E Kona Fountain wide
New Hampshire›Belknap County

Center HarborNH

A town of 1,049. 2.9 times the nonprofits per person than the typical New Hampshire town.

Trash & recycling
4 bordering townsMap →
Photo: SatyrTN · CC BY-SA 3.0
Photo of Center Harbor

Center Harbor, NH · Photo: SatyrTN · CC BY-SA 3.0 · Source ↗

Is Center Harbor a good place to live?

The best of Center Harbor’s subject grades are an A− for health and the outdoors and an A for civic life. Center Harbor’s median age is 60.4 years, above both New Hampshire’s towns (44.8 years) and U.S. towns (40.5 years). Among 126 New Hampshire towns, just 5 have a lower violent crime rate than Center Harbor. Only 9 of New Hampshire’s 187 towns score higher on civic life. Centre Harbor Village Historic District is on the National Register of Historic Places. Center Harbor has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Center Harbor stand out

Where Center Harbor beats most towns.

Small town

1,049 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
New HamptonMeredithHoldernessMoultonboroughNew HamptonMeredithHoldernessMoultonboroughCenter Harbor

How Center Harbor grades

Each subject compared with towns across the country (schools within New Hampshire), ordered by how far Center Harbor is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Centre Harbor Village Historic District
Centre Harbor Village Historic District · National Register of Historic Places
Center Harbor’s story

Center Harbor in pictures

Census counts: 263 in 1800, a low of 263 in 1800, 1,040 in 2020. The archive holds 23 old photos and papers going back to 1850 and 4 maps from 1909 on.

1 place on the National Register of Historic Places.

Explore the history →
Getting set up

Moving to Center Harbor: who provides what

Who provides power, water and the rest in Center Harbor, and how to reach them.

The full setup list →
PowerNew Hampshire Elec Coop24.7¢/kWh · EIA 2025HIFLD · EIA
WaterMeredith Water Dept3 health-based violations in 5 years · EPAEPA
Internet7 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpFrom the town’s siteTrash and recycling rulesTown site
SchoolsInter-Lakes School DistrictWhich school depends on your addressNCES
Register to voteIn personNew Hampshire has no online registration; you can register in person up to and including Election Day or by mail only in special circumstances (received 13 days before).vote.gov
Who runs elections hereTown Clerk of Center HarborThe town itself; contacts on the Handbook page.FVAP, Sep 2025
ZIP code0322603226 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 19, 2024.

The data

Ordered by what stands out in Center Harbor.

Who lives here

Older than New Hampshire overall

People 65 and older are 39% of residents (20% statewide); adults 18 to 34 are 10% of residents (21% statewide). 12% of Center Harbor residents are under 18, below both the New Hampshire town median (18%) and the median of U.S. towns (22%). 47% of Center Harbor adults 25 and older hold a bachelor’s degree or more.

60.4median age · NH 43.3
Center HarborNew Hampshire townsU.S. towns
Under 1812%18%22%
Bachelor’s degree or more, 25+47%39%29%
Center HarborNew HampshireUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school28%
Some college17%
Associate’s3%
Bachelor’s25%
Graduate22%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±4.8 points. Across New Hampshire, 50.1% of residents are women.

Ages and education in Center Harbor
Center HarborNHU.S.
Under 108.8%9.3%11.6%
10 to 173.1%8.9%10.3%
18 to 244.9%8.7%9.1%
25 to 344.7%12.7%13.7%
35 to 4411.9%12.4%13.2%
45 to 547.7%12.4%12.2%
55 to 6419.3%15.5%12.7%
65 to 7425.3%12.2%10.2%
75 and older14.1%7.9%7%
No diploma4.5%5.6%10.4%
High school28.3%26.8%26%
Some college17.3%17.2%19.1%
Associate’s2.8%9.8%8.8%
Bachelor’s25.2%24.5%21.6%
Graduate21.9%16.1%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,000, single groups can be off by several points

HousingCost of living grade C+

Homes in Center Harbor are worth about $719K, by Zillow’s estimate

The typical Center Harbor home is worth about $719,000, up 3.7% in a year, 41% above the New Hampshire typical home. 91% of households own their home in Center Harbor.

$719KZillow home value

Typical home value

Center Harbor$719K
New Hampshire$511K
+3.7%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthA−

A smaller share of adults in Center Harbor binge drink than in the typical New Hampshire or U.S. town

Among 127 New Hampshire towns, just 1 have a lower share of adults who binge drink than Center Harbor. Center Harbor beats the New Hampshire average on 5 of 32 CDC measures and trails it on 10.

78%healthier than U.S. townsA−Health Grade
Center HarborNew Hampshire townsU.S. towns
Binge drink (CDC PLACES)13%16%16%
Frequent mental distress (CDC PLACES)13%16%17%
High blood pressure (CDC PLACES)41%34%35%
Feel lonely (CDC PLACES)28%30%33%
32 measures vs. New Hampshire
5 better17 too close to call10 worse
What stands outCenter HarborNH
Fewer adults facing housing insecurity6.5%8.1%
Fewer binge drinkers13%15.7%
More adults with heart disease8.6%6%
Speare Memorial Hospital
10 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Snowy winters and pleasant summers in Center Harbor

Center Harbor has cold, snowy winters and pleasant summers. Center Harbor’s July high is 81°F.

80″snow a winter

Typical low → high °F

Winter13–33°
Spring31–55°
Summer55–79°
Fall37–59°
Oct 16
typical first frost
Apr 28
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B+

With 0.8 jobs for every working resident, most of Center Harbor’s workers commute out

Most working residents leave Center Harbor for work: only 4% work in town. Jobs based in Center Harbor grew to 360 in 2023, 67 more than in 2013. The median household income in Center Harbor is $104,000.

4%work in town
Center HarborNew Hampshire townsU.S. towns
Below the poverty line2%6.8%9.6%
Working residents who work in town4.1%10%8%
Median household income$104,000$103,000$80,000
Average trip to work25 minutes28 minutes25 minutes

Where working residents work

In Center Harbor4%
Laconia9%
Meredith9%
Concord7%
Bristol5%
17 mi
median commute distance
360
jobs based in Center Harbor
Balanced
jobs vs. working residents
B−
Walkability grade: more walkable than 47% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsA−

11.4% of Center Harbor is conserved land

15 miles of trail in 9 parks and preserves. The biggest place to walk is Fogg Hill Conservation Area, 234 acres with 1.7 miles of trail.

11.4%conserved
11.4%
conserved · 1,181 of 10,335 acres
15 mi
of trails · 1 per sq mi
Biggest places to walkTrailsAcres
1. Chamberlain Reynolds Memorial Forest3.9 mi177
2. Center Harbor Woods2.8 mi217
3. Belknap Woods2.2 mi90

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Safety

Crime reported in Center Harbor

Center Harbor's reported crime rate is well below New Hampshire's. Most reported incidents are property crimes, mainly thefts. No violent crimes were reported in 2025.

Violent crime per 1,000 residents

Center Harbor0
New Hampshire1.2
U.S.3.3

Property crime per 1,000 residents

Center Harbor1.9
New Hampshire8.3
U.S.15.5
0
violent crimes reported in 2025
2
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade C+

Inland flooding leads a moderate hazard risk in Center Harbor

Expected storm and flood damage is higher than in 59% of U.S. communities. One flood insurance claim has been paid in Center Harbor since 2008.

59risk score of 100
FEMA risk score
59Moderate riskLowerHigher
Inland floodingLightningHurricanes
1
paid flood claims since 2008
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Nearby attractions

Lake Winnipesaukee and 31 more within 40 miles

Museums, parks, gardens and other places to visit around Center Harbor. Close and well known come first.

All 66 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Lake Winnipesaukee: No machine-readable author provided. JohnJHenderson~commonswiki assumed (based o, Public domain · White Mountain National Forest: Ken Gallager at English Wikipedia, Public domain · Conway Scenic Railroad: Pi.1415926535, CC BY-SA 3.0 · Cannon Mountain: Mikespenard at English Wikipedia, CC BY-SA 3.0 · Waterville Valley Resort: MConradWard, CC BY-SA 4.0 · Story Land: AnotherMaker, CC BY-SA 4.0

Keep exploring

Everything we know about Center Harbor

20pages on Center Harbor
After high school

Colleges nearby

2 within 15 miles of the center of Center Harbor

Famous people from Center Harbor

4 notable people were born in Center Harbor.

See all 4 →

About Center Harbor

Town in New Hampshire, United States

Official town website ↗

Center Harbor is a town in Belknap County, New Hampshire, United States. As of the 2020 census, the town had a population of 1,040, and an estimated 1,049 in 2025. It is situated between Lake Winnipesaukee and Squam Lake.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
17 sq mi
Elevation
554 ft
ZIP code
03226
Area code
603

Questions about Center Harbor

Short answers, built from the data on this page.

Is Center Harbor, NH a good place to live?

2.9 times the nonprofits per person than the typical New Hampshire town.

Is Center Harbor, NH expensive?

That is 7.7 years of the area's median household income ($92,783 across the Laconia, NH area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.

What is Center Harbor, NH known for?

Center Harbor has 1 place on the National Register of Historic Places. 4 notable people were born here, including Phoebe Foster and Maud Worcester Makemson.