On FEMA’s figures, Omaha Township faces more hazard damage per building than 78% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Omaha Township gets a C− for hazard risk: higher expected damage per building than 78% of U.S. towns. Most of that expected damage is river and rain flooding (59%), then wildfire (16%). Flood insurance has paid 9 claims here since 1982.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Omaha Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Omaha Township’s grade
River and rain flooding is 59% of the building damage FEMA expects in Omaha Township, and Omaha Township’s rate of river and rain flooding damage is higher than 70% of U.S. census tracts. Wildfire adds 16%, at a rate in the top 3% of U.S. census tracts.
C− higher expected damage per building than 78% of U.S. towns (21,298).
All of Omaha Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $960K a year in losses across Omaha Township: $418K to buildings, the rest to people and crops.
Does Omaha Township flood? Rarely: 9 flood claims since 1982
Every paid claim on a federal flood insurance policy in Omaha Township, from FEMA’s records: 28.5 per 1,000 homes, more than 88% of the 13,809 U.S. towns with a flood insurance record.
- The March 2019 Midwest Flooding1 claim · $42K
The storms Omaha Township remembers
None of the 20 disasters declared for Thurston County shows FEMA aid or repair money reaching Omaha Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19845 flood claims paidThe year of Tornadoes and Flooding, declared for Thurston County
- 19822 flood claims paidNo declaration for the county that year
- 20181 flood claims paidThe year of Severe Storms, Tornadoes, Straight-line Winds, and Flooding, declared for Thurston County
Thurston County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Omaha Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Omaha Township archive →Omaha Township and its neighbors
Omaha Township is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Blackbird Township | C−more damage than 78% | river and rain flooding | — |
| Omaha Township | C−more damage than 78% | river and rain flooding | 9 |
| Winnebago Township | C−more damage than 79% | river and rain flooding | — |
| Dawes Township | — | 327 residents; we grade 1,000+ | |
| Bryan Township | — | 71 residents; we grade 1,000+ | |
| Merry Township | — | 54 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Omaha Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Omaha Township
Is Omaha Township at risk for natural disasters?
On FEMA’s National Risk Index, Omaha Township has higher expected damage per building than 78% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (59%) and wildfire (16%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Omaha Township flood?
Flood insurance has paid 9 claims in Omaha Township since 1982, $552K in all, or 28.5 per 1,000 homes, more than 88% of U.S. towns with a flood insurance record. The most claims came from March 2019 Midwest Flooding (1).
Is Omaha Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Omaha Township?
FEMA’s Community Rating System list shows no discount for Omaha Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Omaha Township?
By flood claims, March 2019 Midwest Flooding: 1 paid, $42K.
Is Omaha Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (59%), and Omaha Township’s rate for it is higher than 70% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Omaha Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Omaha Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.