Photo: Ammodramus · Public domainStorms, floods and disasters in Meadow Grove
Meadow Grove isn’t graded for hazard risk: Meadow Grove has 174 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 1999.
What Meadow Grove faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Meadow Grove flood? Rarely: 2 flood claims since 1999
Every paid claim on a federal flood insurance policy in Meadow Grove, from FEMA’s records.
Meadow Grove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Madison County.3 federal disasters brought FEMA money to Meadow Grove
Disasters that paid out in Meadow Grove itself (aid to households or repair grants to the Village of Meadow Grove), newest first, with that year’s flood claims.
- 2021Severe Storms and Straight-line Winds$58K to the Village of Meadow Grove for repairs
- 2019Severe Winter Storm, Straight-line Winds, and Flooding4 households applied for aid$19K aid approved
- 2006Severe Winter Storms$938 to the Village of Meadow Grove for repairs
Madison County has had 16 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Meadow Grove after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Meadow Grove archive →Get ready for what Meadow Grove faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Meadow Grove
Does Meadow Grove flood?
Flood insurance has paid 2 claims in Meadow Grove since 1999, $3K in all. 1 properties have flooded more than once.
Is Meadow Grove in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Madison County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Meadow Grove?
FEMA’s Community Rating System list shows no discount for Meadow Grove’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Meadow Grove?
By FEMA money that reached Meadow Grove, Severe Storms and Straight-line Winds (2021): $58K to the Village of Meadow Grove for repairs.
Storm stories
Memories, warnings and help from neighbors in Meadow Grove.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Meadow Grove’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.