FEMA puts Blue Springs-Wymore Township’s expected hazard damage per building above that of 75% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Blue Springs-Wymore Township gets a C for hazard risk: higher expected damage per building than 75% of U.S. towns. Most of that expected damage is river and rain flooding (60%), then tornadoes (19%). Flood insurance has paid 5 claims here since 1984.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Blue Springs-Wymore Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Blue Springs-Wymore Township’s grade
River and rain flooding is 60% of the building damage FEMA expects in Blue Springs-Wymore Township, and Blue Springs-Wymore Township’s rate of river and rain flooding damage is higher than 68% of U.S. census tracts. Tornadoes add 19%, at a rate in the top 1% of U.S. census tracts.
C higher expected damage per building than 75% of U.S. towns (21,298).
All of Blue Springs-Wymore Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.4M a year in losses across Blue Springs-Wymore Township: $806K to buildings, the rest to people and crops.
Does Blue Springs-Wymore Township flood? Rarely: 5 flood claims since 1984
Every paid claim on a federal flood insurance policy in Blue Springs-Wymore Township, from FEMA’s records: 5.2 per 1,000 homes, more than 61% of the 13,809 U.S. towns with a flood insurance record.
- The Midwest Flooding1 claim · $500
Blue Springs-Wymore Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Gage County.4 federal disasters brought FEMA money to Blue Springs-Wymore Township
Disasters that paid out in Blue Springs-Wymore Township itself (aid to households or repair grants to Blue Springs-Wymore Township), newest first, with that year’s flood claims.
- 2010Severe Storms, Ice Jams, and Flooding$2K to Blue Springs-Wymore Township for repairs
- 2009Severe Winter Storm$5K to Blue Springs-Wymore Township for repairs
- 2008Severe Storms, Tornadoes, and Flooding$9K to Blue Springs-Wymore Township for repairs
- 2007Severe Storms, Flooding, and Tornadoes$21K to Blue Springs-Wymore Township for repairs
Gage County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Blue Springs-Wymore Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Blue Springs-Wymore Township archive →Blue Springs-Wymore Township and its neighbors
Blue Springs-Wymore Township has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Blue Springs-Wymore Township | Cmore damage than 75% | river and rain flooding | 5 |
| Barneston Township | — | 190 residents; we grade 1,000+ | |
| Island Grove Township | — | 66 residents; we grade 1,000+ | |
| Rockford Township | — | 368 residents; we grade 1,000+ | |
| Sicily Township | — | 250 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Blue Springs-Wymore Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Blue Springs-Wymore Township
Is Blue Springs-Wymore Township at risk for natural disasters?
On FEMA’s National Risk Index, Blue Springs-Wymore Township has higher expected damage per building than 75% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (60%) and tornadoes (19%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Blue Springs-Wymore Township flood?
Flood insurance has paid 5 claims in Blue Springs-Wymore Township since 1984, $39K in all, or 5.2 per 1,000 homes, more than 61% of U.S. towns with a flood insurance record. The most claims came from Midwest Flooding (1).
Is Blue Springs-Wymore Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Gage County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Blue Springs-Wymore Township?
FEMA’s Community Rating System list shows no discount for Blue Springs-Wymore Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Blue Springs-Wymore Township?
By FEMA money that reached Blue Springs-Wymore Township, Severe Storms, Flooding, and Tornadoes (2007): $21K to Blue Springs-Wymore Township for repairs. By flood claims, Midwest Flooding: 1 paid, $500.
Is Blue Springs-Wymore Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (60%), and Blue Springs-Wymore Township’s rate for it is higher than 68% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Blue Springs-Wymore Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Blue Springs-Wymore Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.