Photo: Andrew Filer from Seattle (ex-Minneapolis) · CC BY-SA 2.0Renting in Harmon: a two-bedroom costs about $1,190
Harmon is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Only 1 sale in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
Why Harmon isn’t graded
The grade needs at least two of four Census figures: home value, rent, property tax and the share of households paying 30% or more for housing.
A two-bedroom rents for about $1,190
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Bismarck, ND MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
High tax bills, but a low tax rate
The median bill is $3,000 (North Dakota: $2,468), because homes cost more. As a share of value it’s 0.68% a year, against 0.99% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Harmon and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Harmon | – | — | $444K | 0.68% | $1,190 |
“—” under Cost: not graded (too little Census data, or under 1,000 residents). “—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Harmon
How much is rent in Harmon?
HUD puts a two-bedroom at about $1,190 a month with utilities, the going rate for someone moving in.
What are property taxes in Harmon?
The median bill is $3,000 a year, 0.68% of the median home value (North Dakota: $2,468, 0.99%), from the Census 2020–24.
Why doesn’t Harmon have a cost of living grade?
Harmon is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Neighbors talk housing
What Harmon buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.