Photo: Andrew Filer · CC BY-SA 2.0Storms, floods and disasters in Cooperstown Township
Cooperstown Township isn’t graded for hazard risk: Cooperstown Township has 78 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 1997.
What Cooperstown Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Strong wind
River and rain flooding
Ice storms
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Cooperstown Township flood? Rarely: 4 flood claims since 1997
Every paid claim on a federal flood insurance policy in Cooperstown Township, from FEMA’s records.
Cooperstown Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Griggs County.The storms Cooperstown Township remembers
None of the 20 disasters declared for Griggs County shows FEMA aid or repair money reaching Cooperstown Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20112 flood claims paidThe year of Flooding, declared for Griggs County
- 19971 flood claims paidThe year of Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, declared for Griggs County
- 20091 flood claims paidThe year of Severe Storms and Flooding, declared for Griggs County
Griggs County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Cooperstown Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Cooperstown Township archive →Cooperstown Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cooperstown | — | 918 residents; we grade 1,000+ | |
| Clearfield Township | — | 9 residents; we grade 1,000+ | |
| Ball Hill Township | — | 75 residents; we grade 1,000+ | |
| Washburn Township | — | 132 residents; we grade 1,000+ | |
| Tyrol Township | — | 156 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Cooperstown Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Cooperstown Township
Does Cooperstown Township flood?
Flood insurance has paid 4 claims in Cooperstown Township since 1997, $23K in all.
Is Cooperstown Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Griggs County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Cooperstown Township?
FEMA’s Community Rating System list shows no discount for Cooperstown Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Cooperstown Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cooperstown Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.