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Woodland-Olney SchoolWoodland-Olney School · Photo: Frank Womble · CC BY-SA 4.0
–Not graded
Natural hazards in Woodland · FEMA

Storms, floods and disasters in Woodland

Woodland isn’t graded for hazard risk: Woodland has 497 residents; we grade towns of 1,000 or more. Flood insurance has paid 2 claims here since 2011.

Flood claims
2
paid since 2011 · $12K
Disasters paid out here
5
of 20 declared for Northampton County
By hazard

What Woodland faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

62%of expected building damage
About average · lower than 57% of U.S. census tracts
Recorded about once every 2 years in the area

Hurricanes

24%of expected building damage
Well above average · higher than 85% of U.S. census tracts
Recorded about once every 5 years in the area

Tornadoes

9%of expected building damage
Above average · higher than 72% of U.S. census tracts
Recorded about once every 18 years in the area
Smaller shares here
 Earthquakes Hail Ice storms Strong wind Wildfire Winter storms Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 12% of Woodland’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Woodland flood? Rarely: 2 flood claims since 2011

Every paid claim on a federal flood insurance policy in Woodland, from FEMA’s records.

Paid flood claims, by year
2011: 2 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2011
20112026
Biggest named events
  • Hurricane Irene2 claims · $12K
2
paid claims since 2011
$12K
paid to owners
0
homes flooded more than once
$6K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Woodland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Northampton County.
Disasters

5 federal disasters brought FEMA money to Woodland

Disasters that paid out in Woodland itself (aid to households or repair grants to the Town of Woodland), newest first, with that year’s flood claims.

  1. 2016Hurricane Matthew25 households applied for aid$10K aid approved
  2. 2011Hurricane Irene96 households applied for aid$105K aid approved$12K to the Town of Woodland for repairs2 flood claims paid for it, $12K
  3. 2010Severe Storms, Flooding, and Straight-line Winds2 households applied for aid$835 aid approved
  4. 2003Hurricane Isabel228 households applied for aid$146K aid approved$41K to the Town of Woodland for repairs
  5. 1999Hurricane Floyd Major Disaster Declarations$4K to the Town of Woodland for repairs
Disasters declared, by decade
Paid out in WoodlandNorthampton County only

Northampton County has had 20 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Woodland after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Woodland archive →
Be ready

Get ready for what Woodland faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Woodland

Does Woodland flood?

Flood insurance has paid 2 claims in Woodland since 2011, $12K in all. The most claims came from Hurricane Irene (2).

Is Woodland in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Northampton County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Woodland?

FEMA’s Community Rating System list shows no discount for Woodland’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Woodland?

By FEMA money that reached Woodland, Hurricane Isabel (2003): 228 households applied for aid, $146K approved, and $41K to the Town of Woodland for repairs. By flood claims, Hurricane Irene: 2 paid, $12K.

Storm stories

Memories, warnings and help from neighbors in Woodland.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodland’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.