Each edition grades its towns against each other only.
Troy gives you more for your money than most places: homes are within reach, about $193K for a typical one, or 3.3 years of the county’s $58K median household income. It grades C overall, 150th among North Carolina's 286 graded towns. 13% of the land in Troy is conserved, against 3.4% in North Carolina’s towns and 4.3% across U.S. towns. Troy is home to Montgomery Community College. Most errands need a car: it is less walkable than 81% of U.S. towns.
Where Troy beats most towns.
Montgomery County CourthouseWhere Troy’s working residents go each day. Line width shows the share.
Census LEHD 2023
Each subject compared with towns across the country (schools within North Carolina), ordered by how far Troy is from typical.
How TownRatings grades towns →
Census counts: 67 in 1870, 2,850 in 2020. The archive holds 12 old photos and papers going back to 1915 and 3 maps from 1957 on.
3 places on the National Register of Historic Places.
Who provides power, water and the rest in Troy, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
Ordered by what stands out in Troy.
Troy trades lower home prices for longer drives to work, draws workers from Biscoe and beyond and is healthier than towns with similar incomes.
2,428 jobs are based in Troy, 2.1 for every working resident, so most of the people who work here commute in.
Most working residents leave Troy for work: only 18% work in town. 20% of Troy residents live below the poverty line, above both the North Carolina town median (13%) and the median of U.S. towns (9.6%). The median household income in Troy is $52,000.
| Troy | North Carolina towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 20% | 13% | 9.6% |
| Working residents who work in town | 18% | 6.8% | 8% |
| Median household income | $52,000 | $69,000 | $80,000 |
Census LEHD 2023 · ACS
Its public schools are run by the Montgomery County Schools. Two of its 4 schools are below, each with why it’s listed.
| School | Level | Students | Letter |
|---|---|---|---|
| Troy ElementaryLargest public elementary schoolGrades PK–2 | Grades PK–2 | 291 | – |
| Montgomery Learning AcademyLargest public high schoolGrades 6–12 | Grades 6–12 | 54 | D |
NCES · EDFacts · graded within NC on state tests and graduation
Homes are within reach (about $193K for the typical one, A− for cost of living), but half of working residents commute more than 23 miles.
48% of Troy households own their home. The typical Troy home is worth about $193,000, up 2.3% in a year, 42% below the North Carolina typical home. Troy’s median rent is $675 a month.
| Troy | North Carolina towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 48% | 67% | 73% |
| Median rent | $675 a month | $1,086 a month | $1,185 a month |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Within North Carolina, it does better than 60% of towns.
| Troy | North Carolina towns | U.S. towns | |
|---|---|---|---|
| Property crimes per 1,000 (2025) | 22.3 per 1,000 residents | 21.8 | 9.9 |
| Violent crimes per 1,000 (2025) | 3.7 per 1,000 residents | 3.1 | 1.6 |
FBI crime data, 2025 · crimes reported to police
Troy has mild winters and warm summers. July afternoons reach 90°, January nights drop to 31° and about 3 inches of snow falls in a winter.
NOAA U.S. Climate Normals, 1991–2020
0.7 miles of trail in 2 parks and preserves. The biggest park or preserve is Densons Creek, at 34 acres.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Troy Town Park Ii | 0.5 mi | 16 |
| 2. Densons Creek | — | 34 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Expected storm and flood damage is lower than in 58% of U.S. communities.
FEMA National Risk Index · OpenFEMA
Against the 6,370 U.S. towns with household incomes like Troy’s, it is healthier than 86%, so its B− isn’t only a matter of income.
Troy beats the North Carolina average on 2 of 32 CDC measures and trails it on 1. 35% of adults feel lonely in Troy.
| Troy | North Carolina towns | U.S. towns | |
|---|---|---|---|
| Feel lonely (CDC PLACES) | 35% | 33% | 33% |
| Obesity (CDC PLACES) | 38% | 36% | 35% |
| No health insurance, 18–64 (CDC PLACES) | 12% | 10% | 8.1% |
| Food insecurity (CDC PLACES) | 18% | 15% | 14% |
| What stands out | Troy | NC |
|---|---|---|
| Fewer older adults who have lost all their teeth | 10.9% | 13.9% |
| Fewer adults who have had cancer | 7.1% | 7.9% |
| More adults facing housing insecurity | 14.8% | 12.2% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Museums, parks, gardens and other places to visit around Troy. Close and well known come first.
20 mi Zoo & aquariumNorth Carolina Zoo700K visitors a year
9 mi National forestUwharrie National Forest
11 mi State parkMorrow Mountain
38 mi MuseumNorth Carolina Transportation Museum20 mi MuseumNorth Carolina Aviation Museum
33 mi MuseumWeymouth Woods-Sandhills Nature PreserveNorth Carolina Zoo: Diane Villa, CC BY-SA 4.0 · Uwharrie National Forest: U.S. Forest Service, Public domain · Morrow Mountain: Hathcock at English Wikipedia, CC BY 3.0 · North Carolina Transportation Museum: Unknown, Public domain · Weymouth Woods-Sandhills Nature Preserve: Wyatt Greene, CC BY-SA 3.0
1 within 15 miles of the center of Troy
About 4 of every 100 Troy residents are enrolled in college, against 6 across North Carolina.
3,189 counted in 2010 and 2,850 in 2020; an estimated 3,020 in 2025.
The decline has turned around: up 5.9% since 2020, after a 10.6% drop in the decade before.
U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025
3 places in Troy on the National Register of Historic Places.
Town in North Carolina, United States
Troy is a town in Montgomery County, North Carolina, United States. The population was 2,850 at the 2020 census, down from 3,188 in 2010. It is the county seat of Montgomery County.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
Short answers, built from the data on this page.
Troy grades C overall, better than 32% of U.S. towns and #150 of 286 in North Carolina. It grades B− for health, C for safety and B− for schools. Walkability is its weak spot, with a C−.
Within North Carolina, it does better than 60% of towns.
Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.
